PDCU Member Benefit: TruStage® Auto Insurance
TruStage® Auto Insurance offers coverage options for credit union members who want reliable protection on the road. Whether you’re insuring a new vehicle, an older daily driver, or multiple cars in your household, you can compare options and request a quote tailored to your needs.
Coverage That Fits Real Life
- Options that may include liability, collision, comprehensive, and more
- Coverage for a wide range of vehicles and driving needs
- Discounts may be available based on your profile, vehicle, and location
- Easy quote process with no obligation to purchase
Potential Ways to Save
Auto insurance rates depend on many factors, including driving history, vehicle type, location, and coverage selection. As a credit union member, you may have access to certain program discounts where available. If you also carry a qualifying home policy, you may be eligible for a multi-policy discount.
Get a Quote
Start with a quick, no-obligation quote to see coverage and pricing options available to you.
Get a Quote
Disclosures
TruStage® Auto Insurance Program is made available through TruStage Insurance Agency, LLC, PO Box 61, Waverly, IA 50677-0061, and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts to vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by your credit union. Membership eligibility. Schedule an appointment.
© TruStage Insurance Agency 2021 AUT-2948376.1
How TruStage® Auto Insurance works
TruStage® Auto Insurance is made available to credit union members through TruStage Insurance Agency, LLC and issued by leading insurance companies. You can request a quote, compare available coverage options, and choose whether to move forward.
There is no obligation to purchase after requesting a quote. Applicants are individually underwritten, and not all applicants may qualify.
Best for
TruStage® Auto Insurance may be helpful when you want to compare coverage options for your vehicle and driving needs.
- Members insuring a new or used vehicle
- Drivers comparing current auto insurance coverage
- Households with multiple vehicles
- Members who recently financed or refinanced a vehicle
- Drivers reviewing coverage after moving, adding a driver, or changing vehicles
- Members who may qualify for available discounts
Auto insurance coverage to review
Auto insurance coverage can vary based on your state, vehicle, driver profile, and policy selection. When comparing quotes, it helps to review what each type of coverage may do.
| Coverage Type | What It May Help Cover |
|---|---|
| Liability coverage | Costs related to injuries or damage you may cause to others, subject to policy limits. |
| Collision coverage | Repairs to your vehicle after a covered collision, subject to your deductible and policy terms. |
| Comprehensive coverage | Damage from certain non-collision events, such as theft, vandalism, weather, or animal damage, subject to your deductible and policy terms. |
| Uninsured or underinsured motorist coverage | Protection if you are involved in a covered accident with a driver who has no insurance or not enough insurance. |
| Rental or roadside options | Additional coverage that may help with transportation or roadside needs after a covered event. |
Michigan auto insurance considerations
Michigan is a no-fault auto insurance state. That means drivers should review required coverage, optional coverage, deductibles, and policy limits carefully before choosing a policy.
When comparing quotes, make sure you understand your Personal Injury Protection options, liability limits, collision coverage, comprehensive coverage, and any coverage required by your lender if your vehicle is financed.
An insurance professional can help explain available options and how they may apply to your vehicle, household, and driving needs.
What can affect your auto insurance quote?
Auto insurance pricing is based on several factors. Your quote may change based on your vehicle, driving history, location, coverage selections, deductibles, and available discounts.
- Vehicle year, make, model, and usage
- Driving history and claims history
- Coverage limits and deductible selections
- Where the vehicle is garaged
- Drivers listed on the policy
- Available discounts
- Whether you bundle qualifying policies
Before you get a quote
Having a few details ready can make the quote process easier.
- Driver’s license information for drivers in your household
- Vehicle year, make, model, and VIN
- Estimated annual mileage
- Current auto insurance policy, if available
- Loan or lease information, if the vehicle is financed
- Preferred deductible and coverage limit questions
- Home or renters insurance information, if you want to ask about multi-policy options
Buying or refinancing a vehicle?
If you are buying or refinancing a vehicle, auto insurance should be part of your planning. Your lender may require certain coverage while the vehicle loan is active, and your insurance cost can affect your overall monthly budget.
Before finalizing a vehicle purchase, consider getting an insurance quote so you can better estimate the total cost of owning the vehicle.
How to get an auto insurance quote
You can start with a quick, no-obligation quote through TruStage® Auto Insurance. After entering your information, you can review available coverage and pricing options.
- Start your quote online
- Enter driver and vehicle information
- Review available coverage options
- Compare pricing, deductibles, and limits
- Choose whether to move forward
Membership and eligibility
Auto insurance options through TruStage® are available to People Driven Credit Union members. Membership is open to those who live, work, worship, or attend school in Michigan, plus relatives of current members.
A $5 Membership Share Savings deposit establishes membership. Insurance availability, coverage, discounts, and eligibility are determined by the insurance provider and may vary by state, driver profile, vehicle, policy selection, and underwriting requirements.
Insurance products are not deposits, are not federally insured, are not guaranteed by People Driven Credit Union, and may be subject to risk.
Frequently asked questions about auto insurance
People Driven Credit Union members can access auto insurance options through TruStage® Auto Insurance. TruStage® Auto Insurance is made available through TruStage Insurance Agency, LLC and issued by leading insurance companies.
No. You can request a no-obligation quote and decide whether the available coverage and pricing options fit your needs.
Coverage options may include liability, collision, comprehensive, and other available coverage based on your state, vehicle, driver profile, and insurance carrier.
Discounts may be available based on your profile, vehicle, location, policy selection, and insurance carrier. Discounts are not available in all states and may vary by state.
Yes. Getting a quote before buying a vehicle can help you estimate your total monthly cost, especially if you are financing the vehicle and need specific coverage.
You may need driver information, vehicle details, the VIN, estimated mileage, current insurance information, and loan or lease information if the vehicle is financed.
No. Auto insurance is not a deposit, is not federally insured, and is not guaranteed by People Driven Credit Union.
You can start online through the TruStage® Auto Insurance quote link and review available coverage and pricing options.
Disclosures
TruStage® Auto Insurance Program is made available through TruStage Insurance Agency, LLC, PO Box 61, Waverly, IA 50677-0061, and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten, and not all applicants may qualify. Discounts are not available in all states, and discounts vary by state.
A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations.
The insurance offered is not a deposit, is not federally insured, is not sold or guaranteed by People Driven Credit Union, and may be subject to risk.
