Advantages of Borrowing from a Credit Union for Your Home Equity Loan
The Advantages of Borrowing from a Credit Union for Your Home Equity Loan When securing a Home Equity Loan, you have options—traditional banks or credit unions. While both can help you tap into your home’s value, credit unions offer distinct...
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Smart Strategies to Maintain a Healthy Housing Budget
How Healthy is Your Housing Budget? With rent and home prices hitting record highs, many of us feel the strain of finding affordable housing. So, how much of your monthly budget should you spend on housing? What’s a Healthy Housing Budget? A...
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Dream of Homeownership? Prepare Your Finances First
Achieve Your Homeownership Dreams with PDCU and GreenPath Financial Wellness As a PDCU member, your dream of owning a home is within reach! We've partnered with GreenPath Financial Wellness to provide you with expert guidance and free financial...
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Buy Now, Pay Later: The Cost of Convenience
In today’s fast-paced world, “Buy Now, Pay Later” (BNPL) services are becoming more popular, offering an attractive alternative to credit cards. A recent report from the Consumer Financial Protection Bureau highlighted the growth of BNPL loans...
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GAP Insurance (Guaranteed Asset Protection)
Protect Your Vehicle Investment with GAP Insurance GAP (Guaranteed Asset Protection) helps protect you from financial loss if your vehicle is totaled or stolen. In the event of a total loss, your auto insurance provider will typically pay only the...
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Tips for Obtaining a Personal Loan with Bad Credit
Key Considerations and Tips for Obtaining a Personal Loan with Bad Credit Having bad credit can make obtaining a personal loan challenging. Still, it’s not impossible—primarily when you work with lenders like People Driven Credit Union (PDCU) that...
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Boost Your Financial Health With a Personal Loan
Although taking out a loan and going into debt might seem like a step backward when it comes to financial health, a personal loan can actually have a positive effect when used strategically and responsibly. If you’re a member of People Driven Credit...
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How to Use a Personal Loan for Debt Consolidation
Making minimum payments on high-interest credit card debt can feel like you’re barely staying on top of the water’s surface. You’re in a precarious position, swimming hard to stay afloat of your finances. But there’s a life preserver that...
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PDCU’s Own Julia Kaiser Wins SmCC “Helping Hands” Award
A Helping Hands Moment At People Driven Credit Union, we believe in the power of community involvement, service, and leadership. These values define our work and the people who represent us daily. Julia Kaiser, Community Relationship Manager at People...
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New vs. Used Cars: Which Auto Loan is Right for You?
One of the first decisions you’ll need to make when buying a car is whether to buy a new or used vehicle. Both options have advantages, but they also have unique financial considerations, especially regarding auto loans. Understanding the pros and...
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