2026 Auto Loan Special
Find the car you want. We’ll help make the financing make sense. The Deal PDCU’s 2026 Auto Loan Special offers rates as low as APR* for up to 72 months on new and used vehicles—including older cars. Current members approved for an auto loan can also get no payments for 90 days. Explore Auto Loans Auto Loan Rates as Low ...
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5 Ways to Save Money Every Month
When you try to Save Money Every Month, it doesn’t require a spreadsheet obsession or a “no fun allowed” lifestyle. It’s usually a handful of small, repeatable habits that keep more cash in your account—month after month. 5 Ways to Save Money Every Month Simple habits that lower your monthly costs without making life miserable. 1) Pay Yourself First (Automatically) ...
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Need a Little Extra for Valentine’s Day? Here Are Your Options
Valentine’s Day is supposed to be sweet, not a surprise attack on your checking account. If you’re planning gifts, dinner, travel, or a special experience, a small, structured loan can help you spread the cost into predictable monthly payments instead of leaning on high-interest balances. From January 30 through February 28, 2026, People Driven Credit Union (PDCU) is offering two ...
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Balance Transfers 101: How to Save on Interest
A balance transfer can be a smart way to reduce interest costs when used as part of a plan. Think of it like moving your debt from a “high-interest neighborhood” to a “lower-interest neighborhood” … but you still have to pay the rent on time. Using Balance Transfers can significantly improve your financial situation by lowering the interest you pay on ...
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Account Takeover Scams Are Surging in 2026
If someone calls, texts, or emails claiming to be “your bank” and urgently needs a code from you, you’re not talking to a helper; you’re talking to a thief with a script. Account Takeover Scams are impersonating financial institutions to steal logins, one-time codes, and money. The FBI Internet Crime Complaint Center (IC3) is warning about a spike in Account ...
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Super Bowl Savings: How to Enjoy the Big Game Without Breaking the Bank
Super Bowl Sunday is basically a national holiday… with snacks. And like most holidays, it can get expensive fast. For Super Bowl LX (Sunday, February 8, 2026), kickoff is set for 6:30 p.m. ET. And according to the 2026 Super Bowl Spending Survey from the, average planned spending is $94.77 per person, with total spending expected to reach $20.2 billion. ...
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How to Build an Emergency Fund (and Why It’s Important)
An emergency fund is the financial equivalent of keeping a spare tire in the trunk. You don’t plan to use it… But when you need it, you really need it. Whether it’s a car repair, an unexpected medical bill, a home maintenance surprise, or a temporary loss of income, an emergency fund helps you handle life’s “plot twists” without leaning ...
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Check Your Debt-to-Income Ratio in Seconds
If you’ve ever wondered, “Am I carrying too much monthly debt?” you’re not alone—and now you’ll have a quick way to see it. Starting January 13, 2026, a new way to Check your debt to income ratio (DTI) module will be available inside the Credit Score experience in the MyPDCU app, powered by SavvyMoney. What is Debt-to-Income (DTI)? Your debt-to-income ratio ...
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What to Do If You Think You’re Being Scammed (or Have Been Scammed)
Being scammed creates panic and urgency. Your job is to do the opposite: slow the situation down, verify independently, and take fast action where it matters. If you’re in the middle of a suspicious call/text right now: Hang up. Don’t reply. Don’t click. Then verify using a trusted number you already have. Step 1: Stop the Interaction Hang up (even ...
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Small Business Tax Services: Exclusive Member Discounts
Running a small business takes grit, determination, and an entrepreneurial spirit. However, amidst the hustle and bustle of daily operations, one critical aspect often looms large: filing taxes. It shouldn’t drain your energy or your passion for what you do. Let’s explore how small business tax services can make this process smoother and more beneficial for you. Utilizing Small Business ...
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