Cash Advance Loans: Costs, Risks, and Smarter Alternatives
What Are Cash Advance Loans? When cash is tight and bills are due, a cash advance loan may seem convenient for getting quick money. However, whether withdrawing cash from a credit card, using an employer paycheck advance, or taking out an online cash...
Continue Reading
Negotiate Your Car Purchase Like a Pro
Drive Home a Deal: How to Negotiate Your Car Purchase Like a Pro Buying a car is an exciting experience, but many buyers feel unsure or overwhelmed when negotiating the price. The good news? You can leave the dealership with the best possible deal...
Continue Reading
Using a Home Equity Loan to Consolidate Debt
The Benefits of Using a Home Equity Loan to Consolidate Debt You're not alone if you’re juggling multiple high-interest debts, from credit cards to personal loans. Managing several payments each month can feel overwhelming, especially when interest...
Continue Reading
The Hidden Costs of Buying a Car
The Hidden Costs of Buying a Car and How to Plan for Them Buying a car is a significant investment, and while most buyers focus on the sticker price, there are several hidden costs associated with car ownership that you need to factor into your...
Continue Reading
Skip-A-Payment
Take a Break from Your Loan Payments with PDCU's Skip-A-Payment Program! Unexpected expenses can throw a wrench in your budget. With Skip-A-Payment, eligible members can skip one loan payment per calendar year for a fee. It’s a simple and...
Continue Reading
Should You Refinance Your Auto Loan?
Should You Refinance Your Auto Loan? Here’s What You Need to Know Refinancing your auto loan might seem complicated, but it can be a smart financial move that saves you money over time. Whether you’re looking to lower your monthly payments,...
Continue Reading
ATM Safety Tips
Essential Tips for Using ATMs and Night Depositories ATMs provide a convenient way to access your funds, but it’s important to stay mindful of your safety when using them, especially during late hours or in unfamiliar locations. At People Driven...
Continue Reading
Build Your Dream Home with a Construction Mortgage Loan
Are you ready to build the home you’ve always dreamed of? At People Driven Credit Union (PDCU), we understand that constructing a new home is an exciting yet complex journey. That’s why we offer construction mortgage loans designed to make your...
Continue Reading
5 Smart Ways to Use Your Home’s Equity
Use Your Home’s Equity to Get Cash Your home is more than just a place to live — it’s a valuable financial asset. As you pay down your mortgage and property values increase, you build equity, which you can tap into when needed. Fixed Term Home...
Continue Reading
3 Things You Can DO This Week to Get Your Financial House in Order – Recorded Webinar
Recorded Webinar: 3 Things You Can DO This Week to Get Your Financial House in Order Are you ready to take control of your finances but unsure where to start? Dr. Darla Bishop, financial health expert and author of How to Afford Everything, has...
Continue Reading
