Vacation Debt? Here’s How to Bounce Back
The sunsets were stunning. The memories? Worth it. The credit card bill? …Not so much. If your summer fun turned into a fall financial hangover, you’re not alone. Whether it was plane tickets, hotel stays, theme park splurges, or daily “treat...
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7 Credit Card Myths That Might Be Costing You
Credit cards can be a great way to build your financial strength when you know how to use them wisely. With the right approach, they can help you manage expenses, earn rewards, and even boost your credit score. There’s a lot of information out there,...
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Holiday Savings Start Now: How to Plan for the End of the Year
The holidays may seem far away, but financially speaking, they're closer than you think. Gifts, travel, food, decorations, donations… the costs stack up fast. Waiting until November to start saving? That’s a recipe for stress and credit card...
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Build Credit With PDCU’s Share Secured Credit Card
Remember learning to ride a bike? Training wheels helped you balance until you were ready to go on your own. A Share Secured Credit Card works the same way for your credit journey giving you the support and structure you need until you’re ready to...
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U.S. Treasury to Stop Issuing Paper Checks
Starting October 1, 2025, the U.S. Treasury will stop issuing paper checks for Social Security benefits, tax refunds, and other federal payments. If you currently receive your funds by paper check, you’ll need to switch to direct deposit or a...
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Dorm Budget 101: How to Stretch Every Dollar This Semester
Starting college is exciting, but let’s face it, dorm life doesn’t come cheap. Between textbooks, snacks, bedding, and that random thing your roommate forgot (like a mini fridge?), costs add up quickly. That’s why setting a smart dorm room...
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Back-to-School Financial Tips for Parents and Students
Back-to-school season is exciting, but let’s face it, it can also be expensive. From school supplies and clothes to college tuition and tech upgrades, costs can add up quickly. Whether you’re a parent prepping for elementary school or a student...
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How to Understand and Improve Your Credit Score
Your credit score is one of the most important numbers in your financial life. Whether you're applying for a credit card, auto loan, mortgage, or even renting an apartment, your score can directly impact your approval and your interest rate. At...
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How to Start Saving for the Holidays
It may be all sunshine and sandals now, but believe it or not, this is the perfect time to start prepping for the holiday season. Starting your holiday savings plan in the summer can make your winter spending more manageable, less stressful, and way more...
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National Picnic Month: How to Enjoy Summer Without Breaking the Bank
July is National Picnic Month and there’s no better excuse to grab a blanket, pack a cooler, and enjoy Michigan’s beautiful summer outdoors. Even better? Picnics are one of the easiest (and cheapest) ways to enjoy time with friends and family...
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