Category: Financial Literacy
Dealership vs. Credit Union Financing: Who Really Offers the Better Deal?
Is your current car nearing the end of its life? Do you need a different type of vehicle for your business? A new or used car is a significant financial investment, and before you head down to the lot to pick out your new ride, you need to consider the difference between a dealership vs. credit union auto loan like ...
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End of the Penny
After more than 230 years, the United States Mint has stopped producing new pennies. The last circulating one-cent coins were pressed in November 2025. Pennies are still legal to use, and there are billions already in circulation, but no new ones are being made. With the end of penny production, many consumers are wondering how it will affect daily transactions ...
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Test Your Financial Knowledge: Fun and Surprising Financial Trivia
Think you know your Financial Trivia? From the history of credit unions to quirky savings habits, these fun trivia questions might surprise you. Take a few minutes to test your financial know-how and maybe pick up a few brilliant money insights along the way! Fun and Surprising Financial Trivia 1️⃣ Where Did the First Credit Union Start? Answer: Germany, in ...
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Back-to-School Financial Checklist for Parents and Students
As families gear up for another school year, it’s not just the backpacks and pencils that need attention, your budget does too. From kindergarten to college, each new school year brings expenses that can quickly add up. But with a bit of planning, you can keep your finances on track and still set your student up for success with this ...
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Grandparents Day: Money Lessons from Grandma & Grandpa
National Grandparents Day is more than just a chance to spoil our grandparents; it’s an opportunity to reflect on the valuable life lessons they’ve shared, particularly about money and financial wisdom. Our grandparents often grew up in a time when careful budgeting and financial planning were necessary skills. Their advice remains as powerful today as it was then. Celebrating National ...
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Vacation Debt? Here’s How to Bounce Back
The sunsets were stunning. The memories? Worth it. The credit card bill? …Not so much. If your summer fun turned into a fall financial hangover, you’re not alone. Whether it was plane tickets, hotel stays, theme park splurges, or daily “treat yourself” expenses, vacation debt has a sneaky way of sticking around longer than the tan. Beach Memories, Credit Card ...
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7 Credit Card Myths That Might Be Costing You
Credit cards can be a great way to build your financial strength when you know how to use them wisely. With the right approach, they can help you manage expenses, earn rewards, and even boost your credit score. There’s a lot of Credit Card Myths out there, and it’s easy to run into common myths that can make credit cards ...
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Holiday Savings Start Now: How to Plan for the End of the Year
The holidays may seem far away, but financially speaking, they’re closer than you think. Gifts, travel, food, decorations, donations… the costs stack up fast. Waiting until November to start saving? That’s a recipe for stress and credit card debt. Holiday savings should start now. The good news? A little planning today can mean a lot more peace of mind (and ...
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Build Credit With PDCU’s Share Secured Credit Card
Remember learning to ride a bike? Training wheels helped you balance until you were ready to go on your own. A Share Secured Credit Card works the same way to Build credit for your credit journey giving you the support and structure you need until you’re ready to ride solo with an unsecured card. At People Driven Credit Union, our ...
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U.S. Treasury to Stop Issuing Paper Checks
Starting October 1, 2025, the U.S. Treasury to Stop Issuing Paper Checks for Social Security benefits, tax refunds, and other federal payments. If you currently receive your funds by paper check, you’ll need to switch to direct deposit or a government-issued payment card before September 30, 2025. Don’t Miss a Payment: Switch to Direct Deposit by September 30 Paper checks ...
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