Category: Home Mortgage
How a Bridge Loan Works
A bridge loan lets you use the equity in your current home to fund the down payment on your next one—so you can buy first, sell second, and move once. Buy Before You Sell: How a Bridge Loan Works (Without the Headache) At People Driven Credit...
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Bridge Loans vs. 80-10-10 Piggyback
Bridge loans and 80-10-10 piggybacks both help you buy a home, but they solve different problems. A bridge loan tackles timing (buy before you sell). An 80-10-10 tackles structure (keep the first mortgage at 80% to avoid PMI). Different Tools,...
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The Golden Time to Buy: Free Virtual Homebuying Class
If you’ve been thinking about buying a home but keep wondering, “Is now really the right time?” Here’s some good news: Fall and early winter are often the golden time for homebuyers. Fewer buyers, motivated sellers, and year-end timing can all...
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Autumn Home Maintenance Tips to Protect Your Investment
Fall is the sweet spot for home maintenance in Michigan, cool enough to work, early enough to beat winter. A few weekend projects now can help prevent leaks, drafts, and surprise repairs later. Use this checklist to protect your most significant...
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Flexible Mortgage Financing for Medical Professionals
Not every doctor wants to stay in the same home—or even the same state—for 30 years. That’s where the Doctors Advantage 7/1 ARM Mortgage from People Driven Credit Union shines. Designed for medical professionals, this loan gives you competitive...
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No Down Payment? No Problem: PDCU’s Zero Down Mortgage
Dreaming of owning your first home but struggling to save for a down payment? You're not alone. With People Driven Credit Union’s Zero Down Purchase Program, you can buy your dream home with 100% financing and no Private Mortgage Insurance...
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100% Mortgage Financing for Medical Professionals
For Michigan’s medical professionals, owning a home shouldn’t mean jumping through hoops. That’s why People Driven Credit Union created the Doctors Advantage Fixed Mortgage, a program designed to make homeownership easier, faster, and more...
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Your Guide to Buying Your First Home: Tips for National Homeownership Month
June is National Homeownership Month, a perfect time to celebrate the joy of owning a home—and to empower first-time buyers with the tools and knowledge they need to turn their dreams into reality. At People Driven Credit Union (PDCU), we're...
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Why a Credit Union Mortgage Makes Sense When Considering Home Financing Options
While house hunting has its “ooh” and “aah” moments (fancy backsplash, anyone?), the question of mortgage affordability is at the back of most homebuyers’ minds. It’s no secret that purchasing a home in today’s market is tough, with...
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Homebuyer Bootcamp
Introducing PDCU’s Virtual Homebuyer Bootcamp Buying a home is one of the biggest financial decisions you’ll ever make, but you don’t have to navigate the journey alone! At People Driven Credit Union (PDCU), we’re committed to helping you make...
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