Account Takeover Scams Are Surging in 2026
If someone calls, texts, or emails claiming to be “your bank” and urgently needs a code from you, you’re not talking to a helper; you’re talking to a thief with a script. Account Takeover Scams are impersonating financial institutions to steal logins, one-time codes, and money. The FBI Internet Crime Complaint Center (IC3) is warning about a spike in Account ...
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Personal Loans Near Novi, MI
A home renovation you’ve been putting off, a surprise car repair, an unexpected medical bill: a personal loan can help you cover it. People Driven Credit Union has more than a dozen personal loan options, and with our Livonia branch a short drive from Novi and the full application available online, getting started is straightforward. We look at your whole ...
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Personal Loans Near Detroit, MI
A personal loan can help you cover an unexpected cost, such as an unpaid bill, a home improvement project, or a medical expense. People Driven Credit Union offers more than a dozen options, and you can apply for any of them online in a few steps. As a credit union, we consider your full financial picture when we help you ...
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Super Bowl Savings: How to Enjoy the Big Game Without Breaking the Bank
Super Bowl Sunday is basically a national holiday… with snacks. And like most holidays, it can get expensive fast. For Super Bowl LX (Sunday, February 8, 2026), kickoff is set for 6:30 p.m. ET. And according to the 2026 Super Bowl Spending Survey from the, average planned spending is $94.77 per person, with total spending expected to reach $20.2 billion. ...
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How to Build an Emergency Fund (and Why It’s Important)
An emergency fund is the financial equivalent of keeping a spare tire in the trunk. You don’t plan to use it… But when you need it, you really need it. Whether it’s a car repair, an unexpected medical bill, a home maintenance surprise, or a temporary loss of income, an emergency fund helps you handle life’s “plot twists” without leaning ...
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Check Your Debt-to-Income Ratio in Seconds
If you’ve ever wondered, “Am I carrying too much monthly debt?” you’re not alone—and now you’ll have a quick way to see it. Starting January 13, 2026, a new way to Check your debt to income ratio (DTI) module will be available inside the Credit Score experience in the MyPDCU app, powered by SavvyMoney. What is Debt-to-Income (DTI)? Your debt-to-income ratio ...
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What to Do If You Think You’re Being Scammed (or Have Been Scammed)
Being scammed creates panic and urgency. Your job is to do the opposite: slow the situation down, verify independently, and take fast action where it matters. If you’re in the middle of a suspicious call/text right now: Hang up. Don’t reply. Don’t click. Then verify using a trusted number you already have. Step 1: Stop the Interaction Hang up (even ...
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Small Business Tax Services: Exclusive Member Discounts
Running a small business takes grit, determination, and an entrepreneurial spirit. However, amidst the hustle and bustle of daily operations, one critical aspect often looms large: filing taxes. It shouldn’t drain your energy or your passion for what you do. Let’s explore how small business tax services can make this process smoother and more beneficial for you. Utilizing Small Business ...
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Save to Win® + Round Up to Win: Build Your Savings (and Get Chances to Win Cash Prizes)
Saving money is a good habit. It’s also… not exactly a thrill ride. Build your savings with Save to Win® rewards the habit of saving with chances to win cash prizes, without risking your savings. (See official rules for details.) At People Driven Credit Union, you’ve got three ways to build your savings. People Driven Credit Union is federally insured ...
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Is Debt Consolidation Worth It? A 2026 Analysis
Credit card balances remain near record highs in 2026, with national average interest rates still exceeding 20% APR. For many households, that means hundreds of dollars each month going toward interest alone, while balances barely decrease. Rising costs of living have only made it harder for families to keep up, leaving many searching for relief. That’s why debt consolidation is ...
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