USDA Loans: The Hidden Options for Rural Homebuyers
A mortgage loan is the largest expenditure in the vast majority of budgets, so it is no secret that many people could use a bit of a boost to help lighten the burden. The United States Department of Agriculture (USDA) wants to help. If you are looking to buy a home in a rural area, you might be eligible for ...
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HELOC vs. Fixed Rate Home Equity Loan
Suppose you’re considering tapping into your home’s equity to fund a renovation, consolidate debt, or cover other significant expenses. In that case, you’ve likely come across two main options: a Home Equity Line of Credit (HELOC) and a Fixed Rate Home Equity Loan. While both allow you to leverage the value of your home, they offer different advantages depending on ...
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How Long Does It Take to Close on a House in 2026?
How long to close on a house? The typical mortgage closing timeline is 30 to 45 days. That is the national average for conventional fixed-rate and adjustable-rate mortgages. But that number can shift significantly depending on how you are financing the purchase, the property’s condition, and the market conditions when you are buying. Here is a clear breakdown of what ...
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Signs It’s Time to Refinance Your Auto Loan in 2026
When you finance a loan for a new vehicle, the terms you agree to usually feel right for you at that moment. But as time goes by and your financial situation changes, you may wish you could alter your payments. If that’s how you are currently feeling, the timing may be right to refinance your auto loan with People Driven ...
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Personal Line of Credit vs. Personal Loan: Understanding the Difference
Whether you have a surprise expense or just need a bit of extra money for a major purchase, People Driven Credit Union has a plethora of options available to its members. But which one is right for you? Before you make your decision, you should know that PDCU offers more than a dozen different personal loans and quick cash options ...
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How to Improve Your Personal Loan Application in 24 Hours
No matter what you need money for, applying for a personal loan can be a daunting task. At People Driven Credit Union, we want to make the process as smooth as possible. Here are some application tips to Improve Your Personal Loan Application for personal loans to help you make your application as strong as it can be. Why Your ...
Continue ReadingHow One Credit Union Visit Created A Family Legacy
In this episode, Patty Corkery shares a true Michigan credit union career story. It started with a simple flyer on a windshield in the early 1970s. Patty Corkery’s dad was an Army reservist and a department store collector who had never heard of a credit union. After a day of training, he found a flyer on his car, walked into ...
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Dealership vs. Credit Union Financing: Who Really Offers the Better Deal?
Is your current car nearing the end of its life? Do you need a different type of vehicle for your business? A new or used car is a significant financial investment, and before you head down to the lot to pick out your new ride, you need to consider the difference between a dealership vs. credit union auto loan like ...
Continue ReadingAmazon Prime Day Cashback+, July 8th-11th, 2025 earn 25%
Amazon Prime Day cashback+ is here, and your wallet’s about to thank you. From July 8th-11th, earn 25% cashback when you purchase at Amazon through CashBack+ Pay. Amazon Prime Day cashback+ is the perfect way to make your Prime Day deals go even further. Haven’t downloaded the app yet? Now’s the time! Download CashBack+ Pay and link your People Driven Credit ...
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Why a Credit Union Mortgage Makes Sense When Considering Home Financing Options
While house hunting has its “ooh” and “aah” moments (fancy backsplash, anyone?), the question of mortgage affordability is at the back of most homebuyers’ minds. It’s no secret that purchasing a home in today’s market is tough, with first-time homebuyer loans and lower mortgage rates suffering in a competitive environment. To have a chance at your dream of home ownership, ...
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