John Scharff is the Digital Marketing Lead at People Driven Credit Union, where he helps create clear, practical financial content for members and the communities PDCU serves. He focuses on making financial topics easier to understand, from loans and savings accounts to digital banking, fraud prevention, and everyday money management.
End of the Penny
After more than 230 years, the United States Mint has stopped producing new pennies. The last circulating one-cent coins were pressed in November 2025. Pennies are still legal to use, and there are billions already in circulation, but no new ones are being made. With the end of penny production, many consumers are wondering how it will affect daily transactions ...
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2026 People Driven Credit Union Annual Meeting
As a member-owner, you have a voice in your credit union. Join us virtually for the 2026 People Driven Credit Union Annual Meeting and be part of a pivotal moment in our credit union’s journey. People Driven Credit Union Annual Meeting 2026 (Virtual) Join us for the 2026 People Driven Credit Union Annual Meeting as we reflect on the successes ...
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The Golden Time to Buy: Free Virtual Homebuying Class
If you’ve been thinking about buying a home but keep wondering, “Is now really the right time?” Here’s some good news: Fall and early winter are often the golden time for homebuyers. Fewer buyers, motivated sellers, and year-end timing can all work in your favor if you know how to use them. The Golden Time to Buy: Free Virtual Homebuying ...
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Introducing PDCUpay Powered by Payrailz
PDCUpay Powered by Payrailz enables you to securely send and receive money, pay bills, and transfer funds between accounts, all in one convenient location. Whether you’re splitting a dinner bill, paying your utilities, or transferring funds to your savings, PDCUpay Powered by Payrailz makes it simple. Send and receive money with PDCUpay Powered by Payrailz The next generation of digital ...
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What to Use a Holiday Loan For
The holidays are full of joy, family, and fun, but also a few extra expenses. What to Use a Holiday Loan For? A family trip, buying gifts, or hosting a big dinner, those seasonal costs can add up fast. That’s where the PD Holiday Cash Loan from People Driven Credit Union can help. PD Holiday Cash It’s a short-term, low-rate ...
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Test Your Financial Knowledge: Fun and Surprising Financial Trivia
Think you know your Financial Trivia? From the history of credit unions to quirky savings habits, these fun trivia questions might surprise you. Take a few minutes to test your financial know-how and maybe pick up a few brilliant money insights along the way! Fun and Surprising Financial Trivia 1️⃣ Where Did the First Credit Union Start? Answer: Germany, in ...
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Stretch Your Holiday Dollars
This November and December: Use your People Driven Credit Union credit card and enjoy our Special Seasonal Rate to Stretch Your Holiday Dollars! This special 3.9% APR holiday offer is exclusive to select members in good standing who received the mailed invitation. If you didn’t get one, don’t worry — you can still enjoy great everyday rates and rewards with ...
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A Message to Our Members: Cybersecurity Awareness Month
As October’s Cybersecurity Awareness Month comes to a close, I would like to take a moment to share a reflection with you, our valued members. At People Driven Credit Union, we believe that protecting your financial well-being goes far beyond offering accounts, loans, and services. It also means protecting your personal information and your peace of mind. This month has ...
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Holiday Loan Options
Make Your Holiday Season Brighter with PDCU’s Holiday Loan Options The holidays are a time for joy and celebration but can also bring added financial pressure. At People Driven Credit Union (PDCU), we want to help you keep the focus on what matters most enjoying the season with your loved ones. Whether you’re planning on gift shopping, holiday travel, or ...
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2025 Food Drive for the Agape Center Food Pantry
Throughout the month of November 2025 (with early donations accepted), we’ll be collecting items at our Romeo Branch to help local families put food on the table and essential items in their homes this holiday season. People Driven Credit Union Hosts the 2025 Food Drive for the Agape Center Food Pantry People Driven Credit Union is proud to support our ...
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