Online Banking

Category: PDCU Services

Credit Cards

Stretch Your Holiday Dollars

This November and December: Use your People Driven Credit Union credit card and enjoy our Special Seasonal Rate. This special 3.9% APR holiday offer is exclusive to select members in good standing who received the mailed invitation. If you didn’t...

Holiday Loan Options

Make Your Holiday Season Brighter with PDCU's Holiday Loan Options The holidays are a time for joy and celebration but can also bring added financial pressure. At People Driven Credit Union (PDCU), we want to help you keep the focus on what matters...

Understand APY and How It Can Grow Your Savings

If you’ve ever opened a savings account, CD, or money market account, you’ve likely seen the term “APY.” But what does it really mean, and why does it matter for your savings growth? Understanding APY can help you make smarter choices about where...

Autumn Home Maintenance Tips to Protect Your Investment

Fall is the sweet spot for home maintenance in Michigan, cool enough to work, early enough to beat winter. A few weekend projects now can help prevent leaks, drafts, and surprise repairs later. Use this checklist to protect your most significant...

PDCU Services

The Benefits of PDCU’s Member-Focused Services

At People Driven Credit Union, we build services around members, not the other way around. Below is a quick tour of our most helpful tools and programs, why they matter, and easy ways to get started. Financial Planning & Guidance Set goals,...

Furloughed, Not Forgotten

How to Survive (Financially) a Government Shutdown When paychecks pause but bills don’t, even a short-term government shutdown can create real stress for federal employees, contractors, and families who depend on that income. If you’re feeling...

2025 Holiday Loan Special

Unwrap the Possibilities of a PD Quick Cash Holiday Loan The holiday season is here, and we understand how stressful it can be to manage expenses during this busy time of year. With inflation and rising costs, gift shopping, travel, and festive...

Member Benefits

Member Appreciation Day 2025

At People Driven Credit Union, Member Appreciation Day is more than a date on the calendar; it’s our chance to thank you for being the heart of this credit union. On October 16, 2025, we’re celebrating you. And because once isn’t enough, we’re...

5-Month CD Special Rate

To celebrate Member Appreciation Week (Oct 13–18, 2025), we’re offering a 5-Month CD Special at 4.50% APY. Short enough to stay flexible, strong enough to matter. Minimums apply; early-withdrawal penalties reduce earnings. 5-Month CD Special:...

Loans

Skip-A-Payment

Take a Break from Your Loan Payments with PDCU's Skip-A-Payment Program! Unexpected expenses can throw a wrench in your budget. With Skip-A-Payment, eligible members can skip one loan Transaction per calendar year for a fee. It’s a simple and...

Calculator Disclaimer Personal Loan Rate

The monthly payment at 8.490% APR for a term of 12 months would require payments of approximately $87.22/month, per $1,000 borrowed. APR=Annual Percentage Rate, subject to change. Rate is based on individual creditworthiness and term of the loan. The use of this calculator does not imply nor guarantee loan terms nor approval of financing.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. People Driven Credit Union does not guarantee their applicability or accuracy in regards to your individual circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Member-only Discount Rewards

Accidental Death & Dismemberment Insurance – PDCU provides $2,000 coverage to members 18-69 for free but op-in is required. Members receive discounts on additional supplemental coverage.

Group pricing on auto, home, life & health insurance.

Love my Credit Union – Discount pricing for, Turbo Tax & SimpliSafe Home Security.

Membership Check

Already a Member?
PD Quick Cash is available to PDCU members in good standing who’ve had direct deposit for at least six months.

Current Members Apply Here

Not a Member Yet?
Click Apply for PDCU Membership to apply for membership.

Apply for PDCU Membership

Or explore all personal loan options.

Explore Personal Loan Options

Careers

What job openings are available at PDCU?
To see current job openings at People Driven Credit Union, visit our Careers page at

https://recruiting.paylocity.com/recruiting/jobs/All/0aa7c916-c7ba-4c11-a75f-a43a80fe0bb1/People-Driven-Credit-Union.
There, you can view open positions, learn about our team culture, and apply online.

Membership Check

Already a Member?
PD Summertime Quick Cash is available to PDCU members in good standing who’ve had direct deposit for at least six months.

Current Members Apply Here

Not a Member Yet?
Click Apply for PDCU Membership to apply for membership.

Apply for PDCU Membership

Or explore all personal loan options.

Explore Personal Loan Options

Membership Check

Already a Member?
PDCU members in good standing may qualify for Back-to-School Cash if they’ve had at least $1,000 in monthly direct deposits for the past six months.

Current Members Apply Here

Not a Member Yet?
Apply for PDCU Membership:

Apply for PDCU Membership

Or explore all personal loan options:

Explore Personal Loan Options

Category: PDCU Services

Stretch Your Holiday Dollars

Holiday Loan Options

Understand APY and How It Can Grow Your Savings

Autumn Home Maintenance Tips to Protect Your Investment

The Benefits of PDCU’s Member-Focused Services

Furloughed, Not Forgotten

2025 Holiday Loan Special

Member Appreciation Day 2025

5-Month CD Special Rate

Skip-A-Payment

📲 Download MyPDCU

Calculator Disclaimer Personal Loan Rate

Member-only Discount Rewards

Mortgage Price Quote

Membership Check

Safety & Security Videos

Careers

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Membership Check

Membership Check

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