ATV Loans Archives

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What is AutoPay?

AutoPay is a convenient service that automatically withdraws your loan payment each month from your People Driven Credit Union checking or savings account. It helps you stay on track, avoid late fees, and may even qualify you for our ¹Special Loan Rate...

What’s the ¹Special Loan Rate Discount?

Our ¹Special Loan Rate Discount offers a 0.25% APR reduction when you set up automatic payments (AutoPay) for your loan from a People Driven Credit Union checking or savings account. This discount is already included in the “as low as” rate...

Are ATV loans available for both new and used vehicles?

Absolutely. We offer financing options for both new and pre-owned ATVs. Terms and rates may vary based on the vehicle's condition and...

Can I get pre-approved for an ATV loan?

Yes, our pre-approval process lets you know your borrowing power before you start shopping for your perfect...

What types of ATVs can I finance?

Our ATV loans cover a variety of all-terrain vehicles designed to enhance your off-road adventures, including, ATVs, UTVs (Utility Task Vehicles), side-by-sides (sxs) four-wheelers, quad bikes, recreational off-highway vehicles (ROVs), and multipurpose...

How long does the approval process take?

Our application process often provides pre-approval decisions quickly, and final approval typically takes just a few days once all documentation is...

Do I get any benefits with autopay?

Yes, enrolling in autopay may qualify you for a rate discount, reducing the overall cost of your loan. Check with our team for current promotional...

Is a down payment required?

A down payment may be needed, depending on your credit profile, the value of the vehicle or watercraft, and the specific loan structure. While not always required, a down payment can lower your monthly payments and the total amount of interest paid. Our...

What loan terms are available?

Loan terms are flexible and can be tailored to fit your financial situation. At People Driven Credit Union, loan terms for recreational vehicles such as ATVs, motorcycles, boats, snowmobiles, and campers generally range from 12 to 180 months. Longer...

What interest rate can I expect?

Interest rates vary based on factors like your credit score, loan term, and the age of the vehicle or watercraft. People Driven Credit Union offers competitive rates to make financing accessible and affordable for our members. Call 248-263-4100 to speak...

Calculator Disclaimer Personal Loan Rate

The monthly payment at 8.490% APR for a term of 12 months would require payments of approximately $87.22/month, per $1,000 borrowed. APR=Annual Percentage Rate, subject to change. Rate is based on individual creditworthiness and term of the loan. The use of this calculator does not imply nor guarantee loan terms nor approval of financing.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. People Driven Credit Union does not guarantee their applicability or accuracy in regards to your individual circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Member-only Discount Rewards

Accidental Death & Dismemberment Insurance – PDCU provides $2,000 coverage to members 18-69 for free but op-in is required. Members receive discounts on additional supplemental coverage.