Celebrate Earth Day: Save Money and the Planet
Small steps toward sustainability can lead to big savings. Earth Day is a reminder that we all have a role to play in protecting the planet, but did you know that going green can also help you keep more green in your wallet? Living sustainably and spending wisely often go hand-in-hand. At People Driven Credit Union, we’re all about helping ...
Continue Reading
How to Qualify for a Home Equity Loan
If you’ve built up equity in your home, a Home Equity Loan could be a smart way to access funds for home improvements, debt consolidation, or other major expenses. However, qualifying for a home equity loan involves several key financial factors, from your credit score to the value of your home. How to Qualify for a Home Equity Loan: What ...
Continue Reading
Using Home Equity to Invest in Your Family’s Future
Your home isn’t just a place to live—it’s one of your most valuable financial assets. Over time, as you pay down your mortgage and property values increase, you build equity in your home. Tapping into this equity with a Fixed Rate Home Equity Loan or Home Equity Line of Credit (HELOC) can open up new possibilities for investing in your ...
Continue Reading
Using a Home Equity Loan in Retirement
As you approach retirement, financial planning becomes more important than ever. Whether you’re considering funding future retirement expenses, purchasing a retirement home, or simply upgrading your lifestyle, tapping into your home’s equity can be a valuable resource. With a Fixed Rate Home Equity Loan or a Home Equity Line of Credit (HELOC), you can leverage the value of your home ...
Continue Reading
Homebuyer Bootcamp 2: House Hunting Like a Pro
The second session of People Driven Credit Union’s Homebuyer Bootcamp focuses on one of the most exciting steps in the homebuying journey—house hunting. In House Hunting Like a Pro, we provide essential insights into finding the right home, touring properties effectively, and making a strong offer. Watch the recorded session below for free and download key resources to help you ...
Continue Reading
Homebuyer Bootcamp: The Mortgage Process Uncovered
Homebuyer Bootcamp Recap: The Mortgage Process Uncovered Buying a home is exciting, but let’s be honest: What about the mortgage process? Not so much. That’s why we hosted The Mortgage Process Uncovered as part of People Driven Credit Union’s Homebuyer Bootcamp. This session is packed with must-know insights for anyone planning to finance a home purchase—and it’s available for you ...
Continue Reading
Homebuyer Bootcamp: The Home Inspection & Appraisal
The Ultimate Guide to Home Inspection & Appraisals Buying a home is one of the most significant investments many of us will ever make. To ensure it’s the right one, it’s critical to understand two key steps in the homebuying process: the home inspection and the appraisal. That’s why People Driven Credit Union dedicated an entire Homebuyer Bootcamp session to ...
Continue Reading
Homebuyer Bootcamp: Closing Day & Beyond
Congratulations—you’ve made it to the final step of the homebuying journey! In our final Homebuyer Bootcamp session, Closing Day & Beyond, we wrapped up the series with everything you need to know about completing your purchase and stepping confidently into homeownership. If you missed the live event, no worries—you can watch the recorded webinar below and learn from our expert ...
Continue Reading
Using Home Equity for Emergencies
Life is full of unexpected challenges, and having a financial safety net is essential. But what happens if your emergency fund isn’t quite enough to cover large, unforeseen expenses like medical bills, urgent home repairs, or even the financial impact of job loss? While dipping into savings is often the first line of defense, sometimes it’s not enough. That’s where ...
Continue Reading
Fixed Rate Home Equity Loan Amounts
A Fixed Rate Home Equity Loan allows you to borrow money based on the value of your home. Whether you are planning a home renovation, consolidating high-interest debt, or funding a significant expense, your home’s equity can be a reliable resource. What Home Equity Loan Amount could you qualify for? That depends on several factors. How Much Can You Borrow ...
Continue Reading
