QR Code Hijacking at the Detroit Auto Show
QR Code Hijacking at the Detroit Auto Show: What You Need to Know The Detroit Auto Show brings thousands of visitors together to see the latest vehicles and innovations. QR codes are everywhere at events like this, on signage, displays, promotional materials, and product information stands. They are convenient. They are also a target. Michigan Attorney General Dana Nessel has ...
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Playoff Fever? Tips to Avoid Ticket Scams
Playoff Fever? Tips to Avoid Ticket Scams When Buying Detroit Lions Tickets The Detroit Lions are heading to the playoffs and tickets are in high demand. That combination is exactly what scammers look for. When fans are excited and moving fast to secure seats at Ford Field, they are more likely to skip the verification steps that would normally catch ...
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Financial Literacy for Kids: Build Strong Financial Habits Early
The money habits your child develops before age ten will shape how they handle finances for the rest of their life. Teaching kids about money does not require a curriculum or a classroom. It happens in everyday moments, at the grocery store, around the dinner table, and through the games they already love to play. Here’s How to Build Strong ...
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7 Advantages of Borrowing from a Credit Union for Your Home Equity Loan
When you are ready to tap into your home’s equity, you have a choice between a traditional bank and a credit union. Both can get you to a funded loan, but the experience and the total cost are often meaningfully different. Advantages of Borrowing from a Credit Union for Your Home Equity Loan Here are seven advantages of borrowing a ...
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Smart Strategies to Maintain a Healthy Housing Budget
Smart Strategies to Maintain a Healthy Housing Budget With rent and home prices at record highs across Michigan and the country, housing costs are consuming a larger share of household income than at any point in recent memory. If your housing budget feels tighter than it used to, you are not imagining it. Here is how to assess where you ...
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Dream of Homeownership? Prepare Your Finances 1st
Dream of Homeownership? Prepare Your Finances First. The dream of homeownership is one of the most significant financial decisions most people make in their lifetime. The gap between wanting to own a home and being financially ready to qualify for a mortgage can feel wide, but it is bridgeable with the right preparation. People Driven Credit Union has partnered with ...
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Buy Now, Pay Later: The Cost of Convenience
Buy Now, Pay Later: The Real Cost of Convenience Buy Now Pay Later services have grown from a niche payment option to a mainstream financial product remarkably fast. According to a report from the Consumer Financial Protection Bureau, the number of BNPL loans in the United States surged from 16.8 million to 180 million between 2019 and 2021. Services like ...
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GAP Insurance (Guaranteed Asset Protection)
Guaranteed Asset Protection Insurance: Protect Your Vehicle Investment When you finance a vehicle, your auto insurance covers the market value of the car if it is totaled or stolen. The problem is that vehicles depreciate fast, often faster than your loan balance decreases. If your car is declared a total loss in the first few years of ownership, your insurance ...
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Tips for Obtaining a Personal Loan with Bad Credit
A low credit score makes borrowing harder, but it does not make it impossible. People Driven Credit Union looks beyond a single number and considers your full financial picture when evaluating a loan application. Tips for Obtaining a Personal Loan with Bad Credit If you have bad credit and need a personal loan, here are nine practical steps to improve ...
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Boost Your Financial Health With a Personal Loan
Taking out a loan might seem counterintuitive when you are trying to boost your financial health. But a personal loan used strategically can genuinely strengthen your finances by reducing the cost of existing debt, covering urgent expenses without raiding retirement savings, funding improvements to your most valuable asset, and building your credit score in the process. People Driven Credit Union ...
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