John Scharff is the Digital Marketing Lead at People Driven Credit Union, where he helps create clear, practical financial content for members and the communities PDCU serves. He focuses on making financial topics easier to understand, from loans and savings accounts to digital banking, fraud prevention, and everyday money management.
Should You Refinance Your Auto Loan?
Should You Refinance Your Auto Loan? Here’s What You Need to Know Refinancing your auto loan might seem complicated, but it can be a smart financial move that saves you money over time. Whether you’re looking to lower your monthly payments, reduce your interest rate, or get better loan terms, refinancing could improve your financial situation. At People Driven Credit ...
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ATM Safety Tips
Essential Tips for ATM Safety and Night Depositories ATMs provide a convenient way to access your funds, but it’s important to stay mindful of your safety when using them, especially during late hours or in unfamiliar locations. At People Driven Credit Union, we want to ensure that your experience is easy and safe. Here are some essential safety tips when ...
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5 Smart Ways to Use Your Home’s Equity
Your home is more than just a place to live, it’s a valuable financial asset. As you pay down your mortgage and property values increase, you build equity, which you can tap into when needed. Fixed Rate Home Equity Loans and Home Equity Lines of Credit (HELOCs) are powerful tools to help you access that equity for important expenses. 5 ...
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3 Things You Can DO This Week to Get Your Financial House in Order.
Recorded Webinar: 3 Things You Can DO This Week to Get Your Financial House in Order Are you ready to take control of your finances but unsure where to start? Dr. Darla Bishop, financial health expert and author of How to Afford Everything, has excellent news for you. This recorded webinar will walk you through three simple, actionable steps to ...
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How to Avoid Romance Scams
As Valentine’s Day approaches, love is in the air—but so are romance scams. With the help of advanced AI and sophisticated phishing tactics, these scams are more believable than ever and can happen to anyone at any time. At People Driven Credit Union (PDCU), we care about your financial and personal well-being. That’s why we want to share some important ...
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Maximize Your Tax Savings This Year with Exclusive PDCU Member Discounts
Tax season can be stressful, but it doesn’t have to break the bank. As a People Driven Credit Union (PDCU) member, you have access to exclusive discounts on trusted tax preparation services from TurboTax and H&R Block. Whether you prefer to file your taxes or rely on professional help, these discounts can help you save big! Exclusive TurboTax Savings: Save ...
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Enter to Win $10,000 While Filing Your Taxes
Enter to Win, tax season doesn’t have to be all about stress and paperwork—it could also be your chance to win big! Thanks to PDCU and Love My Credit Union Rewards, filing your taxes just got a whole lot more exciting. When you use your exclusive tax prep discounts with TurboTax or H&R Block, you’ll save money and get the ...
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Essential Tips to Avoid Scams
Stay Alert: Protect Yourself to Avoid Scams and Keep Your Information Safe Scams are becoming more sophisticated, targeting people from all walks of life. At People Driven Credit Union, we want you to know that anyone can fall victim to a scam, and it’s crucial to stay informed and vigilant. While we may not always be able to recover funds ...
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QR Code Hijacking at the Detroit Auto Show
QR Code Hijacking at the Detroit Auto Show: What You Need to Know The Detroit Auto Show brings thousands of visitors together to see the latest vehicles and innovations. QR codes are everywhere at events like this, on signage, displays, promotional materials, and product information stands. They are convenient. They are also a target. Michigan Attorney General Dana Nessel has ...
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Playoff Fever? Tips to Avoid Ticket Scams
Playoff Fever? Tips to Avoid Ticket Scams When Buying Detroit Lions Tickets The Detroit Lions are heading to the playoffs and tickets are in high demand. That combination is exactly what scammers look for. When fans are excited and moving fast to secure seats at Ford Field, they are more likely to skip the verification steps that would normally catch ...
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