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John Scharff

Meet the Author: John Scharff

John Scharff is the Digital Marketing Lead at People Driven Credit Union, where he helps create clear, practical financial content for members and the communities PDCU serves. He focuses on making financial topics easier to understand, from loans and savings accounts to digital banking, fraud prevention, and everyday money management.

Graphic: Free loan insurance for PD Quick Cash Loans.

Free Insurance for PD Quick Cash Loans

Free Payment Guard Insurance for PD Quick Cash Is Automatically Included with Every Loan Losing a job unexpectedly is one of the most stressful financial events a person can face. Research shows that more than one-third of households could not cover expenses for more than a month after a job loss, even after tapping savings, borrowing money, or asking family ...

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Counterfeit Bills and What to Do If You Find One

Counterfeit Bills and What to Do If You Find One

Counterfeit Bills Are Circulating in Michigan. Here Is What to Look For. People Driven Credit Union’s cash courier has alerted us to an increase in counterfeit bills circulating in Michigan. The bills in question are predominantly older-looking $100 bills that can be difficult to spot without knowing what to look for. We want to make sure every member and business ...

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Money Masters Scholarships Awarded for 2024 graphic.

Money Masters Scholarships Awarded for 2024

Money Masters Scholarships Awarded for 2024 People Driven Credit Union is proud to announce that nine Michigan students received scholarships through the Federal Home Loan Bank of Indianapolis Money Masters Scholarship Program for 2024. PDCU sponsored these scholarships in partnership with the Rhonda Walker Foundation in Detroit, helping break down financial literacy barriers for college-bound students across Southeast Michigan. About ...

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Amazon Prime Day Cyber Threats graphic.

Amazon Prime Day Cyber Threats

Amazon Prime Day Cyber Threats: What Every Online Shopper Needs to Know Amazon Prime Day started as a viral shopping event for consumers. It became an equally viral opportunity for cybercriminals. Every major online sales event, whether it is Prime Day, competing retailer sales, or holiday shopping weekends, brings a predictable surge in phishing attacks, spoofed websites, and fraudulent offers ...

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Graphic: Managing Rising Housing Expenses.

Managing Rising Housing Expenses

Proven Strategies for Managing Rising Housing Expenses, Have you noticed your insurance bills going up lately? You’re not alone., The average home insurance premium rose 21% from May 2022 to May 2023. Combine that with rising housing costs, property taxes, and high-interest debt, and it’s no surprise that many Americans are feeling the financial strain. Whether you own your home ...

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Managing Your PDCU Credit Card: Transactions, Rewards, and Statements Guide

Managing Your PDCU Credit Card

 Managing Your Transactions, Rewards, and Statements Guide Welcome to our guide on managing your People Driven Credit Union (PDCU) credit card using the MyPDCU banking app or online banking portal. In this blog post, we’ll walk you through how to efficiently monitor your credit card transactions, review your reward points, access account information, and view and download statements—all within ...

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Spend $2,000, Get 5,000 Points with your Rewards Driven Credit Card. Spend & Get points

Rewards Driven Credit Card: Spend $2,000 & Get 5,000 points¹! (Offer valid May 7th – June 28th, 2024)

Are you ready to elevate your spending experience and earn valuable rewards? From May 7th to June 28th, 2024, People Driven Credit Union (PDCU) invites members without a PDCU Rewards Driven Credit Card to take advantage of our exclusive Spend $2,000 & Get 5,000 points¹ campaign. Experience the Benefits of the PDCU Rewards Driven Credit Card Discover a world of ...

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How to Set Up Banking Alerts Using the MyPDCU App

How to Set Up Banking Alerts

Set Up Banking Alerts with People Driven Credit Union’s Mobile App. In the video below, we’ll show you how to select and personalize alerts to keep you informed and secure. Key Benefits of Mobile Alerts: Stay Informed: Mobile alerts keep you updated on balance changes, direct deposits, large purchases, and more. Whether it’s a low balance warning to help you ...

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