Author: John Scharff
QR Code Hijacking at the Detroit Auto Show
QR Code Hijacking at the Detroit Auto Show: What You Need to Know The Detroit Auto Show brings thousands of visitors together to see the latest vehicles and innovations. QR codes are everywhere at events like this, on signage, displays, promotional...
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Playoff Fever? Tips to Avoid Ticket Scams
Playoff Fever? Tips to Avoid Ticket Scams When Buying Detroit Lions Tickets The Detroit Lions are heading to the playoffs and tickets are in high demand. That combination is exactly what scammers look for. When fans are excited and moving fast to...
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Financial Literacy for Kids: Building Strong Financial Habits Early
Financial Literacy for Kids: Building Strong Financial Habits Early The money habits your child develops before age ten will shape how they handle finances for the rest of their life. Teaching kids about money does not require a curriculum or a...
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7 Advantages of Borrowing from a Credit Union for Your Home Equity Loan
When you are ready to tap into your home's equity, you have a choice between a traditional bank and a credit union. Both can get you to a funded loan, but the experience and the total cost are often meaningfully different. Advantages of Borrowing...
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Smart Strategies to Maintain a Healthy Housing Budget
Smart Strategies to Maintain a Healthy Housing Budget With rent and home prices at record highs across Michigan and the country, housing costs are consuming a larger share of household income than at any point in recent memory. If your housing budget...
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Buy Now, Pay Later: The Cost of Convenience
Buy Now, Pay Later: The Real Cost of Convenience Buy Now Pay Later services have grown from a niche payment option to a mainstream financial product remarkably fast. According to a report from the Consumer Financial Protection Bureau, the number of...
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GAP Insurance (Guaranteed Asset Protection)
Guaranteed Asset Protection Insurance: Protect Your Vehicle Investment When you finance a vehicle, your auto insurance covers the market value of the car if it is totaled or stolen. The problem is that vehicles depreciate fast, often faster than your...
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PDCU’s Own Julia Kaiser Wins SmCC “Helping Hands” Award
PDCU's Julia Kaiser Wins Southeast Michigan Chamber of Commerce Helping Hands Award People Driven Credit Union is proud to announce that Julia Kaiser, Community Relationship Manager at PDCU, has been recognized with the Southeast Michigan Chamber of...
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New vs. Used Cars: Which Auto Loan is Right for You?
New vs. Used Cars: Which Auto Loan Is Right for You? The new versus used decision is one of the first and most consequential choices you make when buying a car. It affects your loan amount, your interest rate, your insurance cost, and how much value...
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Top 5 Tips for Getting the Best Auto Loan Rate
Top 5 Tips for Getting the Best Auto Loan Rate The interest rate on your auto loan has a bigger impact on the total cost of your vehicle than most buyers realize. On a $30,000 loan over 60 months, the difference between a 5% rate and an 8% rate is...
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