John Scharff is the Digital Marketing Lead at People Driven Credit Union, where he helps create clear, practical financial content for members and the communities PDCU serves. He focuses on making financial topics easier to understand, from loans and savings accounts to digital banking, fraud prevention, and everyday money management.
How to Stay on Track with Your Financial Goals
Make this the year you follow through, one step at a time. Setting financial goals is a great first step, but sticking with them throughout the year is where real change happens. Whether you’re focused on paying down debt, building your emergency fund, or saving for a big purchase, staying on track takes intention, consistency, and the right tools. At ...
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Using a Home Equity Loan for Major Life Events
Major Life Events, whether it’s a destination wedding, a dream vacation, or a once-in-a-lifetime family reunion, are filled with memories that last forever. But the costs of planning such events can be overwhelming, and paying out of pocket isn’t always feasible. That’s where a Home Equity Loan can come in, providing you with affordable financing to make those moments possible. ...
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Homebuyer Bootcamp 1: Preparing to Buy
Preparing to Buy a home is a big step and knowing where to start can feel overwhelming. That’s why People Driven Credit Union’s Homebuyer Bootcamp kicked off with our first session: Homebuyer Bootcamp: Preparing to Buy, a must-watch for anyone looking to begin their homeownership journey with confidence. Watch the recorded session below for free and download key resources to ...
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Celebrate Earth Day: Save Money and the Planet
Small steps toward sustainability can lead to big savings. Earth Day is a reminder that we all have a role to play in protecting the planet, but did you know that going green can also help you keep more green in your wallet? Living sustainably and spending wisely often go hand-in-hand. At People Driven Credit Union, we’re all about helping ...
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Using Home Equity to Invest in Your Family’s Future
Your home isn’t just a place to live—it’s one of your most valuable financial assets. Over time, as you pay down your mortgage and property values increase, you build equity in your home. Tapping into this equity with a Fixed Rate Home Equity Loan or Home Equity Line of Credit (HELOC) can open up new possibilities for investing in your ...
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Using a Home Equity Loan in Retirement
As you approach retirement, financial planning becomes more important than ever. Whether you’re considering funding future retirement expenses, purchasing a retirement home, or simply upgrading your lifestyle, tapping into your home’s equity can be a valuable resource. With a Fixed Rate Home Equity Loan or a Home Equity Line of Credit (HELOC), you can leverage the value of your home ...
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Homebuyer Bootcamp 2: House Hunting Like a Pro
The second session of People Driven Credit Union’s Homebuyer Bootcamp focuses on one of the most exciting steps in the homebuying journey—house hunting. In House Hunting Like a Pro, we provide essential insights into finding the right home, touring properties effectively, and making a strong offer. Watch the recorded session below for free and download key resources to help you ...
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Homebuyer Bootcamp: The Mortgage Process Uncovered
Homebuyer Bootcamp Recap: The Mortgage Process Uncovered Buying a home is exciting, but let’s be honest: What about the mortgage process? Not so much. That’s why we hosted The Mortgage Process Uncovered as part of People Driven Credit Union’s Homebuyer Bootcamp. This session is packed with must-know insights for anyone planning to finance a home purchase—and it’s available for you ...
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Homebuyer Bootcamp: The Home Inspection & Appraisal
The Ultimate Guide to Home Inspection & Appraisals Buying a home is one of the most significant investments many of us will ever make. To ensure it’s the right one, it’s critical to understand two key steps in the homebuying process: the home inspection and the appraisal. That’s why People Driven Credit Union dedicated an entire Homebuyer Bootcamp session to ...
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Homebuyer Bootcamp: Closing Day & Beyond
Congratulations—you’ve made it to the final step of the homebuying journey! In our final Homebuyer Bootcamp session, Closing Day & Beyond, we wrapped up the series with everything you need to know about completing your purchase and stepping confidently into homeownership. If you missed the live event, no worries—you can watch the recorded webinar below and learn from our expert ...
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