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Graphic: Save to Win®.

Save to Win® + Round Up to Win: Build Your Savings (and Get Chances to Win Cash Prizes)

Saving money is a good habit. It’s also… not exactly a thrill ride. Save to Win® rewards the habit of saving with chances to win cash prizes—without putting your savings at risk. (See official rules for details.) At People Driven Credit...

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Graphic: Credit Unions vs. Banks: Why More People Are Making the Switch.

Credit Unions vs. Banks: Why More People Are Making the Switch

If you've ever wondered why more and more individuals are choosing credit unions over traditional banks, you're not alone. Credit unions have surged in popularity, thanks in part to their unique member-focused approach, competitive rates, and...

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Graphic: U.S. Treasury to Stop Issuing Paper Checks.

U.S. Treasury to Stop Issuing Paper Checks

Starting October 1, 2025, the U.S. Treasury will stop issuing paper checks for Social Security benefits, tax refunds, and other federal payments. If you currently receive your funds by paper check, you’ll need to switch to direct deposit or a...

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Graphic: Is That Check Legit? Warning Signs of Fraudulent Checks.

Is That Check Legit? Warning Signs of Fraudulent Checks

Check fraud is on the rise, and it’s hitting closer to home than you might think. From “washed” checks stolen from mailboxes to fake refund scams and forged mobile deposits, criminals are targeting everyday people with clever schemes that put...

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Graphic: Spring26.

“Spring26”

If you received our recent postcard in Romeo, now is a great time to take a closer look at what People Driven Credit Union has to offer. From April 1 through May 31, 2026, you can take advantage of one of two special offers. New members may be eligible...

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Calculator Disclaimer Personal Loan Rate

The monthly payment at 8.490% APR for a term of 12 months would require payments of approximately $87.22/month, per $1,000 borrowed. APR=Annual Percentage Rate, subject to change. Rate is based on individual creditworthiness and term of the loan. The use of this calculator does not imply nor guarantee loan terms nor approval of financing.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. People Driven Credit Union does not guarantee their applicability or accuracy in regards to your individual circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Member-only Discount Rewards

Accidental Death & Dismemberment Insurance – PDCU provides $2,000 coverage to members 18-69 for free but op-in is required. Members receive discounts on additional supplemental coverage.

Group pricing on auto, home, life & health insurance.

Love my Credit Union – Discount pricing for, Turbo Tax & SimpliSafe Home Security.

Membership Check

Already a Member?
PD Quick Cash is available to PDCU members in good standing who’ve had direct deposit for at least six months.

Current Members Apply Here

Not a Member Yet?
Click Apply for PDCU Membership to apply for membership.

Apply for PDCU Membership

Or explore all personal loan options.

Explore Personal Loan Options

Careers

What job openings are available at PDCU?
To see current job openings at People Driven Credit Union, visit our Careers page at

https://recruiting.paylocity.com/recruiting/jobs/All/0aa7c916-c7ba-4c11-a75f-a43a80fe0bb1/People-Driven-Credit-Union.
There, you can view open positions, learn about our team culture, and apply online.

Membership Check

Already a Member?
PD Summertime Quick Cash is available to PDCU members in good standing who’ve had direct deposit for at least six months.

Current Members Apply Here

Not a Member Yet?
Click Apply for PDCU Membership to apply for membership.

Apply for PDCU Membership

Or explore all personal loan options.

Explore Personal Loan Options

Membership Check

Already a Member?
PDCU members in good standing may qualify for Back-to-School Cash if they’ve had at least $1,000 in monthly direct deposits for the past six months.

Current Members Apply Here

Not a Member Yet?
Apply for PDCU Membership:

Apply for PDCU Membership

Or explore all personal loan options:

Explore Personal Loan Options

Membership Check

Already a Member?
PDCU members in good standing may qualify with $1,000+ in monthly direct deposits for the past six months. Max two open PD Quick Cash Loans, a 30-day wait between applications, and three total loans (open or closed) in a rolling six months.

Current Members Apply Here

Not a Member Yet?
Apply for PDCU Membership:

Apply for PDCU Membership

Or explore all personal loan options:

Explore Personal Loan Options

Membership Check

Already a Member?
PDCU members in good standing may qualify with $1,000+ in monthly direct deposits for the past six months. Max two open PD Quick Cash Loans, a 30-day wait between applications, and three total loans (open or closed) in a rolling six months.

Current Members Apply Here

Not a Member Yet?
Apply for PDCU Membership:

Apply for PDCU Membership

Or explore all personal loan options:

Explore Personal Loan Options

Stop

Construction loans can be complicated, expensive, and unpredictable. They often involve staged funding, contractor coordination, inspections, budget changes, and a lot more stress than people expect. Instead, People Driven Credit Union focuses on options that are often easier to manage, like traditional mortgages for home purchases and home equity solutions for improvements to a home you already own.

People Driven Credit Union does not offer construction loans.

Connect with PDCU’s Mortgage Loan Officer if you need help being talked out of a construction loan.