Category: Other
Smart Strategies to Maintain a Healthy Housing Budget
Smart Strategies to Maintain a Healthy Housing Budget With rent and home prices at record highs across Michigan and the country, housing costs are consuming a larger share of household income than at any point in recent memory. If your housing budget feels tighter than it used to, you are not imagining it. Here is how to assess where you ...
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Dream of Homeownership? Prepare Your Finances 1st
Dream of Homeownership? Prepare Your Finances First. The dream of homeownership is one of the most significant financial decisions most people make in their lifetime. The gap between wanting to own a home and being financially ready to qualify for a mortgage can feel wide, but it is bridgeable with the right preparation. People Driven Credit Union has partnered with ...
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Buy Now, Pay Later: The Cost of Convenience
Buy Now, Pay Later: The Real Cost of Convenience Buy Now Pay Later services have grown from a niche payment option to a mainstream financial product remarkably fast. According to a report from the Consumer Financial Protection Bureau, the number of BNPL loans in the United States surged from 16.8 million to 180 million between 2019 and 2021. Services like ...
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PDCU’s Own Julia Kaiser Wins SmCC “Helping Hands” Award
PDCU’s Julia Kaiser Wins Southeast Michigan Chamber of Commerce Helping Hands Award People Driven Credit Union is proud to announce that Julia Kaiser, Community Relationship Manager at PDCU, has been recognized with the Southeast Michigan Chamber of Commerce Helping Hands Award. The award recognizes individuals who go above and beyond to support their neighbors and strengthen their communities. Julia is ...
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Stay Safe While Traveling: Cybersecurity Tips for Holiday Season
Traveling for the Holidays? Here’s How to Keep Your Data Safe As the holiday season approaches, many of us are gearing up for travel. While packing and planning, cybersecurity might not be at the top of your mind—but it should be! With public Wi-Fi networks and charging stations widely available at airports, hotels, and cafes, it’s essential to stay aware ...
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Blessings in a Backpack Food Drive
Who Will Feed the Kids This Weekend? Food Drive from November 1-30, 2024 We believe in community support at People Driven Credit Union (PDCU), especially when fighting hunger. We’re excited to participate in the Blessings in a Backpack Who Will Feed the Kids This Weekend? Food Drive from November 1-30, 2024. Because hunger doesn’t take a break on the weekends, we ...
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Beware of Card Declined Scams
Card Declined Scams on the Rise In the digital age, threat actors, cybercriminals looking to steal your financial information, have become more sophisticated than ever. These criminals have been creating fake advertisements that lure unsuspecting shoppers with “too good to be true” deals for years. Once a person tries to make a payment for a fake product or service, their ...
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Best Practices for Protecting Your Online Accounts
Online banking is one of the most convenient ways to manage your money. It is also one of the most targeted areas for cybercriminals. At People Driven Credit Union, we take account security seriously on our end. But your habits matter too. These six practices can help reduce your risk of account takeover, fraud, and unauthorized access. 1. Use Strong, ...
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Free “Homebuying 101” Course for PDCU Members
Are you thinking about buying a home? Congratulations! Becoming a homeowner is an exciting milestone but involves several important decisions and careful planning. To help you navigate the complexities of homebuying, People Driven Credit Union (PDCU) has partnered with GreenPath Financial Wellness to offer a comprehensive online course, “Homebuying 101,” free for all PDCU members. This course simplifies the homebuying ...
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Free Navigating Auto Loans Course
Navigating Auto Loans Course Buying a car is one of the largest financial decisions most people make outside of buying a home. Yet most buyers walk into a dealership without understanding how auto financing actually works. That puts you at a disadvantage before the negotiation even starts. People Driven Credit Union has partnered with GreenPath Financial Wellness to give every ...
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