Category: Other
Why You Might Need a Home Equity Loan
Why You Might Need a Home Equity Loan and Which Option is Right for You Are you looking to tackle a big project, pay off high-interest debt, or handle an unexpected expense? Borrowing against your home’s equity is a smart way to access funds. At People Driven Credit Union (PDCU), we offer two great options: Home Equity Lines of Credit (HELOCs) ...
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Payday Loans: The Costly Trap & Smarter Alternatives
What Are Payday Loans & Why Do People Use Them? Life happens—car repairs, medical bills, or unexpected expenses can throw off even the best-laid financial plans. According to the Federal Reserve Board, about 44% of Americans don’t have $400 in savings to handle an emergency. When faced with financial stress, some turn to payday loans for quick cash. However, what ...
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Cash Advance Loans: Costs, Risks, and Smarter Alternatives
What Are Cash Advance Loans? When cash is tight and bills are due, a cash advance loan may seem convenient for getting quick money. However, whether withdrawing cash from a credit card, using an employer paycheck advance, or taking out an online cash loan, these short-term solutions often come with high costs and long-term consequences. Before taking out a cash ...
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ATM Safety Tips
Essential Tips for ATM Safety and Night Depositories ATMs provide a convenient way to access your funds, but it’s important to stay mindful of your safety when using them, especially during late hours or in unfamiliar locations. At People Driven Credit Union, we want to ensure that your experience is easy and safe. Here are some essential safety tips when ...
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3 Things You Can DO This Week to Get Your Financial House in Order.
Recorded Webinar: 3 Things You Can DO This Week to Get Your Financial House in Order Are you ready to take control of your finances but unsure where to start? Dr. Darla Bishop, financial health expert and author of How to Afford Everything, has excellent news for you. This recorded webinar will walk you through three simple, actionable steps to ...
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How to Avoid Romance Scams
As Valentine’s Day approaches, love is in the air—but so are romance scams. With the help of advanced AI and sophisticated phishing tactics, these scams are more believable than ever and can happen to anyone at any time. At People Driven Credit Union (PDCU), we care about your financial and personal well-being. That’s why we want to share some important ...
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Maximize Your Tax Savings This Year with Exclusive PDCU Member Discounts
Tax season can be stressful, but it doesn’t have to break the bank. As a People Driven Credit Union (PDCU) member, you have access to exclusive discounts on trusted tax preparation services from TurboTax and H&R Block. Whether you prefer to file your taxes or rely on professional help, these discounts can help you save big! Exclusive TurboTax Savings: Save ...
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Enter to Win $10,000 While Filing Your Taxes
Enter to Win, tax season doesn’t have to be all about stress and paperwork—it could also be your chance to win big! Thanks to PDCU and Love My Credit Union Rewards, filing your taxes just got a whole lot more exciting. When you use your exclusive tax prep discounts with TurboTax or H&R Block, you’ll save money and get the ...
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Essential Tips to Avoid Scams
Stay Alert: Protect Yourself to Avoid Scams and Keep Your Information Safe Scams are becoming more sophisticated, targeting people from all walks of life. At People Driven Credit Union, we want you to know that anyone can fall victim to a scam, and it’s crucial to stay informed and vigilant. While we may not always be able to recover funds ...
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QR Code Hijacking at the Detroit Auto Show
QR Code Hijacking at the Detroit Auto Show: What You Need to Know The Detroit Auto Show brings thousands of visitors together to see the latest vehicles and innovations. QR codes are everywhere at events like this, on signage, displays, promotional materials, and product information stands. They are convenient. They are also a target. Michigan Attorney General Dana Nessel has ...
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