Category: Other
Celebrating Presidents Day
As we approach Presidents Day, February 16, 2027, a national holiday that honors the leaders who have shaped the history of the United States, People Driven Credit Union takes a moment to reflect on the significance of this day and how it impacts our members. Presidents Day is not just a day off; it is a time for all Americans ...
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Financial Lessons from Black Leaders
Building wealth isn’t just about earning more; it’s about building something that still stands a decade from now, and ideally, helps the next generation start stronger than you did. 7 Financial Lessons from Black Leaders: Building Wealth That Lasts Many Black leaders and modern financial educators emphasize a set of principles that are simple, practical, and powerful: own assets, create ...
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5 Ways to Save Money Every Month
When you try to Save Money Every Month, it doesn’t require a spreadsheet obsession or a “no fun allowed” lifestyle. It’s usually a handful of small, repeatable habits that keep more cash in your account—month after month. 5 Ways to Save Money Every Month Simple habits that lower your monthly costs without making life miserable. 1) Pay Yourself First (Automatically) ...
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Account Takeover Scams Are Surging in 2026
If someone calls, texts, or emails claiming to be “your bank” and urgently needs a code from you, you’re not talking to a helper; you’re talking to a thief with a script. Account Takeover Scams are impersonating financial institutions to steal logins, one-time codes, and money. The FBI Internet Crime Complaint Center (IC3) is warning about a spike in Account ...
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Personal Loans Near Novi, MI
A home renovation you’ve been putting off, a surprise car repair, an unexpected medical bill: a personal loan can help you cover it. People Driven Credit Union has more than a dozen personal loan options, and with our Livonia branch a short drive from Novi and the full application available online, getting started is straightforward. We look at your whole ...
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Personal Loans Near Detroit, MI
A personal loan can help you cover an unexpected cost, such as an unpaid bill, a home improvement project, or a medical expense. People Driven Credit Union offers more than a dozen options, and you can apply for any of them online in a few steps. As a credit union, we consider your full financial picture when we help you ...
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Super Bowl Savings: How to Enjoy the Big Game Without Breaking the Bank
Super Bowl Sunday is basically a national holiday… with snacks. And like most holidays, it can get expensive fast. For Super Bowl LX (Sunday, February 8, 2026), kickoff is set for 6:30 p.m. ET. And according to the 2026 Super Bowl Spending Survey from the, average planned spending is $94.77 per person, with total spending expected to reach $20.2 billion. ...
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How to Build an Emergency Fund (and Why It’s Important)
An emergency fund is the financial equivalent of keeping a spare tire in the trunk. You don’t plan to use it… But when you need it, you really need it. Whether it’s a car repair, an unexpected medical bill, a home maintenance surprise, or a temporary loss of income, an emergency fund helps you handle life’s “plot twists” without leaning ...
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Check Your Debt-to-Income Ratio in Seconds
If you’ve ever wondered, “Am I carrying too much monthly debt?” you’re not alone—and now you’ll have a quick way to see it. Starting January 13, 2026, a new way to Check your debt to income ratio (DTI) module will be available inside the Credit Score experience in the MyPDCU app, powered by SavvyMoney. What is Debt-to-Income (DTI)? Your debt-to-income ratio ...
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What to Do If You Think You’re Being Scammed (or Have Been Scammed)
Being scammed creates panic and urgency. Your job is to do the opposite: slow the situation down, verify independently, and take fast action where it matters. If you’re in the middle of a suspicious call/text right now: Hang up. Don’t reply. Don’t click. Then verify using a trusted number you already have. Step 1: Stop the Interaction Hang up (even ...
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