Category: Personal
Need a Little Extra for Valentine’s Day? Here Are Your Options
Valentine’s Day is supposed to be sweet, not a surprise attack on your checking account. If you’re planning gifts, dinner, travel, or a special experience, a small, structured loan can help you spread the cost into predictable monthly payments...
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Balance Transfers 101: How to Save on Interest
A balance transfer can be a smart way to reduce interest costs when used as part of a plan. Think of it like moving your debt from a “high-interest neighborhood” to a “lower-interest neighborhood” … but you still have to pay the rent on...
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Personal Line of Credit vs. Personal Loan: Understanding the Difference
Whether you have a surprise expense or just need a bit of extra money for a major purchase, People Driven Credit Union has a plethora of options available to its members. But which one is right for you? Before you make your decision, you should know that...
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How to Improve Your Personal Loan Application in 24 Hours
No matter what you need money for, applying for a personal loan can be a daunting task. At People Driven Credit Union, we want to make the process as smooth as possible. Here are some application tips for personal loans to help you make your application...
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Avoid the Post-Holiday Debt Hangover: Manage Expenses with Debt Consolidation
The holidays are supposed to come with joy, not a financial hangover. But once the wrapping paper settles, it’s common to look at your credit card statements and think, “…Yikes.” If you used credit cards, store financing, or buy now, pay later...
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What to Use a Holiday Loan For
The holidays are full of joy, family, and fun, but also a few extra expenses. Whether you’re planning a family trip, buying gifts, or hosting a big dinner, those seasonal costs can add up fast. That’s where the PD Holiday Cash Loan from People Driven...
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Stretch Your Holiday Dollars
This November and December: Use your People Driven Credit Union credit card and enjoy our Special Seasonal Rate. This special 3.9% APR holiday offer is exclusive to select members in good standing who received the mailed invitation. If you didn’t...
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Holiday Loan Options
Make Your Holiday Season Brighter with PDCU's Holiday Loan Options The holidays are a time for joy and celebration but can also bring added financial pressure. At People Driven Credit Union (PDCU), we want to help you keep the focus on what matters...
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2025 Holiday Loan Special
Unwrap the Possibilities of a PD Quick Cash Holiday Loan The holiday season is here, and we understand how stressful it can be to manage expenses during this busy time of year. With inflation and rising costs, gift shopping, travel, and festive...
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Skip-A-Payment
Take a Break from Your Loan Payments with PDCU's Skip-A-Payment Program! Unexpected expenses can throw a wrench in your budget. With Skip-A-Payment, eligible members can skip one loan Transaction per calendar year for a fee. It’s a simple and...
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