John Scharff is the Digital Marketing Lead at People Driven Credit Union, where he helps create clear, practical financial content for members and the communities PDCU serves. He focuses on making financial topics easier to understand, from loans and savings accounts to digital banking, fraud prevention, and everyday money management.
Amazon Cashback+, September 19th-21th, 2025 earn 25%
Your Amazon cashback+ weekend just got better. From September 19–21, earn 25% cashback on a single Amazon purchase (up to $200 back) when you buy through CashBack+ Pay. Haven’t downloaded the app yet? Now’s the time. Get Amazon cashback+ Pay and link your People Driven Credit Union account. How to get your 25% Amazon cashback+ 1. Open the CashBack+ Pay ...
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Interactive Teller Machines (ITMs)
Looking for a People Driven Credit Union ATM? Our branch ATMs have been replaced with Interactive Teller Machines (ITMs). An Interactive Teller Machines works like an ATM for many everyday transactions. You can withdraw cash, make deposits, check balances, transfer funds, and make loan payments. When you need help, press the button on the screen to connect with a live ...
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CD Rates as High as…
Looking for a safe, no-drama way to grow your savings? A Certificate of Deposit (CD) at People Driven Credit Union gives you guaranteed earnings, fixed terms, and peace of mind. All backed by NCUA insurance. With CD rates as high as APY², pick your term, lock your rate, and let time do the heavy lifting. Today’s Top CD Rates as ...
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How Your Membership Benefits Your Community
When you choose to bank local, you’re doing more than managing your money; you’re investing in your community. Every dollar you deposit, borrow, or spend with a local credit union like People Driven Credit Union helps fuel your membership benefits, growth, and opportunity right here at home. Banking local isn’t just convenient, it’s powerful. Why Banking Local Matters Choosing to bank ...
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Back-to-School Financial Checklist for Parents and Students
As families gear up for another school year, it’s not just the backpacks and pencils that need attention, your budget does too. From kindergarten to college, each new school year brings expenses that can quickly add up. But with a bit of planning, you can keep your finances on track and still set your student up for success with this ...
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Grandparents Day: Money Lessons from Grandma & Grandpa
National Grandparents Day is more than just a chance to spoil our grandparents; it’s an opportunity to reflect on the valuable life lessons they’ve shared, particularly about money and financial wisdom. Our grandparents often grew up in a time when careful budgeting and financial planning were necessary skills. Their advice remains as powerful today as it was then. Celebrating National ...
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Credit Unions vs. Banks: Why More People Are Making the Switch
If you’ve ever wondered why more and more individuals are choosing credit unions vs. banks, you’re not alone. Credit unions have surged in popularity, thanks in part to their unique member-focused approach, competitive rates, and community-driven missions. This article delves deeper into the reasons behind this shift, exploring the advantages credit unions offer over traditional banks, and why they may ...
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Flexible Mortgage Financing for Medical Professionals
Not every doctor wants to stay in the same home, or even the same state, for 30 years. That’s where the Doctors Advantage 7/1 ARM Flexible Mortgage Financing from People Driven Credit Union shines. Designed for medical professionals, this loan offers competitive rates, no PMI, and the flexibility to move, refinance, or upgrade in a few years without overpaying in the ...
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No Down Payment? No Problem: PDCU’s Zero Down Mortgage
Dreaming of owning your first home but struggling to save for a down payment? You’re not alone. With People Driven Credit Union’s Zero Down Purchase Program, you can buy your dream home with 100% financing and no Private Mortgage Insurance (PMI). 100% Financing for Primary Residences Through this program, qualified borrowers can finance up to 100% of the purchase price ...
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100% Mortgage Financing for Medical Professionals
For Michigan’s medical professionals, owning a home shouldn’t mean jumping through hoops. That’s why People Driven Credit Union created the Doctors Advantage Fixed Mortgage Financing for Medical Professionals, a program designed to make homeownership easier, faster, and more affordable for those who serve our communities every day. Doctors Advantage Fixed Mortgage: 100% Mortgage Financing for Medical Professionals We understand that ...
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