John Scharff is the Digital Marketing Lead at People Driven Credit Union, where he helps create clear, practical financial content for members and the communities PDCU serves. He focuses on making financial topics easier to understand, from loans and savings accounts to digital banking, fraud prevention, and everyday money management.
Is That Check Legit? Warning Signs of Fraudulent Checks
Check fraud is on the rise, and it’s hitting closer to home than you might think. From “washed” checks stolen from mailboxes to fake refund scams and forged mobile deposits, criminals are targeting everyday people with clever schemes that put both your finances and the credit union at risk. Understanding the rise of fraudulent checks is essential in today’s financial ...
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Auto Loan Rates Starting at…
Looking to finance your next ride or refinance an existing auto loan from another lender? People Driven Credit Union makes it affordable and straightforward to hit the road with confidence. With rates starting at ¹ APR*, you can drive away knowing you got a great deal. Today’s auto loan rates as low as ¹ APR* This is your chance to ...
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Dorm Budget 101: How to Stretch Every Dollar This Semester
Starting college is exciting, but let’s face it, dorm life doesn’t come cheap. Between textbooks, snacks, bedding, and that random thing your roommate forgot (like a mini fridge?), costs add up quickly. That’s why setting a smart dorm room budget before move-in day can help you stay on track all semester long. 1. Start With the Essentials of Dorm Budgeting ...
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Back-to-School Financial Tips for Parents and Students
Back-to-school season is exciting, but let’s face it, it can also be expensive. From school supplies and clothes to college tuition and tech upgrades, costs can add up quickly. Whether you’re a parent prepping for elementary school or a student heading off to college, a little financial planning now using these back-to-school tips can save a lot of stress later. ...
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The Benefits of a HELOC for Summer Home Projects
Summer is the perfect season for home improvement. The weather’s ideal, the days are longer, and there’s just something about sunshine that makes you want to refresh and upgrade your space. Whether it’s a new deck, updated kitchen, landscaping, or energy-efficient upgrades, these projects can increase your home’s value and your enjoyment of it. HELOC for Summer Home Projects can ...
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How to Understand and Improve Your Credit Score
Your credit score is one of the most important numbers in your financial life. Whether you’re applying for a credit card, auto loan, mortgage, or even renting an apartment, your score can directly impact your approval and your interest rate. To truly understand and improve your credit score, follow these tips: At People Driven Credit Union, we empower our members ...
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How to Start Saving for the Holidays
It may be all sunshine and sandals now, but believe it or not, this is the perfect time to start prepping for the holiday season. Starting your holiday savings plan in the summer can make your winter spending more manageable, less stressful, and way more budget-friendly. Saving for the Holidays is a great way to have fun without breaking the ...
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PDCU Proud: Julia Kaiser Honored as “Team Member of the Year” at MCUL & MCUF Awards Gala 2025
Julia Kaiser Honored as “Team Member of the Year” at the MCUL & MCUF Awards Gala People Driven Credit Union is proud to announce that our very own Julia Kaiser, Community Relationship Manager, was named Team Member of the Year at the 2025 MCUL & MCUF Awards Gala. The annual celebration honors Michigan credit union professionals who go above ...
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How a High-Yield Savings Account Can Help You Reach Your Summer Goals
Summer is the season of backyard barbecues, road trips, and ambitious home projects and while those memories are priceless, the price tag can add up fast. Whether you’re saving for a weekend getaway or building a buffer for seasonal expenses, now’s the perfect time to supercharge your savings with a High-Yield Savings Account. A High-Yield Savings Account can provide you ...
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16 Billion Passwords Leaked: How to Check If Yours Are at Risk
How to Protect Your Passwords and Stay Safe Online after 16 Billion Passwords Leaked At People Driven Credit Union, your security is one of our highest priorities. As part of our ongoing commitment to cybersecurity awareness, we want to share some important updates and simple steps you can take today to better protect your information and stay ahead of the ...
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