John Scharff is the Digital Marketing Lead at People Driven Credit Union, where he helps create clear, practical financial content for members and the communities PDCU serves. He focuses on making financial topics easier to understand, from loans and savings accounts to digital banking, fraud prevention, and everyday money management.
PDCU Proud: Julia Kaiser Honored as “Team Member of the Year” at MCUL & MCUF Awards Gala 2025
Julia Kaiser Honored as “Team Member of the Year” at the MCUL & MCUF Awards Gala People Driven Credit Union is proud to announce that our very own Julia Kaiser, Community Relationship Manager, was named Team Member of the Year at the 2025 MCUL & MCUF Awards Gala. The annual celebration honors Michigan credit union professionals who go above ...
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How a High-Yield Savings Account Can Help You Reach Your Summer Goals
Summer is the season of backyard barbecues, road trips, and ambitious home projects and while those memories are priceless, the price tag can add up fast. Whether you’re saving for a weekend getaway or building a buffer for seasonal expenses, now’s the perfect time to supercharge your savings with a High-Yield Savings Account. A High-Yield Savings Account can provide you ...
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16 Billion Passwords Leaked: How to Check If Yours Are at Risk
How to Protect Your Passwords and Stay Safe Online after 16 Billion Passwords Leaked At People Driven Credit Union, your security is one of our highest priorities. As part of our ongoing commitment to cybersecurity awareness, we want to share some important updates and simple steps you can take today to better protect your information and stay ahead of the ...
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National Picnic Month: How to Enjoy Summer Without Breaking the Bank
July is National Picnic Month and there’s no better excuse to grab a blanket, pack a cooler, and enjoy Michigan’s beautiful summer outdoors. Even better? Picnics are one of the easiest (and cheapest) ways to enjoy time with friends and family without blowing your budget. Whether you’re looking for a romantic sunset dinner in the park or a backyard bash ...
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Summer Financial Check-Up: A Mid-Year Review of Your Finances
Summer isn’t just for road trips, barbecues, and beach days; it’s also the perfect time to hit pause and take a look at where your finances stand. We’re halfway through the year, and a mid-year Summer Financial Check-Up can help you make the most of the months ahead. Whether you’re on track or feeling a little off course, now’s the ...
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Why a Youth CD Makes a Good Present for Kids
When you’re searching for the right gift for a child, it’s easy to think of toys, games, or the latest gadget. But while those things bring instant excitement, they often lose their shine quickly. What if you could give a gift that keeps growing and teaches a valuable life lesson along the way? One such gift is the Youth CD, ...
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How to Build a CD Ladder
If you’re looking for a way to grow your savings while keeping regular access to your money, a CD Ladder might be the perfect fit. At People Driven Credit Union, we know members want both competitive returns and peace of mind, and a CD Ladder is a simple, proven strategy to achieve both. What is a CD Ladder, and how ...
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Use a HELOC to Finance Energy-Efficient Home Upgrades
Are you looking to Finance Energy-efficient Home Upgrades? Many people say it is a wise investment and it’s more affordable with the right financing. At People Driven Credit Union, our Home Equity Line of Credit (HELOC) provides you with flexible and affordable access to funds for renovations that reduce energy consumption and enhance comfort. Energy-Saving Tips and How to Use ...
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$500 Reasons to Switch to PDCU Business Checking
Act Fast Offer Ends August 31, 2025 Earn a $500 Bonus with a New Business Checking Account Looking for an easy way to give your business a financial boost? Now’s the perfect time to make a smart money move with People Driven Credit Union. For a limited time, we’re offering a $500 bonus when you open and fund a new ...
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5 Signs It’s Time to Open a Business Checking Account
The Moment You Know You Need a Business Checking Account Running a business a full-time operation or a growing side hustle, means managing money smartly. While using your personal checking account for everything might seem convenient, that approach can quickly become messy, confusing, and even risky. If any of the following signs sound familiar, it may be time to separate ...
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