TurboTax vs. H&R Block: Which Tax Prep Service is Right for You?
TurboTax vs. H&R Block Tax season is here, and it’s time to get organized! Whether you plan to file on your own or seek expert assistance, choosing the right tax prep service can make all the difference. As a People Driven Credit Union (PDCU)...
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How to Create Strong Passwords You Can Remember
Strong Passwords Protect Your Accounts In a world where cybersecurity threats constantly evolve, using a strong password is one of the simplest yet most effective ways to protect your online accounts. Yet, many people still rely on weak combinations...
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Why You Might Need a Home Equity Loan
8 Situations Where You Might Want a Home Equity Loan and Which Option is Right for You Are you looking to tackle a big project, pay off high-interest debt, or handle an unexpected expense? Borrowing against your home’s equity is a smart way to...
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Payday Loans: The Costly Trap & Smarter Alternatives
What Are Payday Loans & Why Do People Use Them? Life happens—car repairs, medical bills, or unexpected expenses can throw off even the best-laid financial plans. According to the Federal Reserve Board, about 44% of Americans don’t have $400 in...
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Cash Advance Loans: Costs, Risks, and Smarter Alternatives
What Are Cash Advance Loans? When cash is tight and bills are due, a cash advance loan may seem convenient for getting quick money. However, whether withdrawing cash from a credit card, using an employer paycheck advance, or taking out an online cash...
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Negotiate Your Car Purchase Like a Pro
Drive Home a Deal: How to Negotiate Your Car Purchase Like a Pro Buying a car is an exciting experience, but many buyers feel unsure or overwhelmed when negotiating the price. The good news? You can leave the dealership with the best possible deal...
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Using a Home Equity Loan to Consolidate Debt
The Benefits of Using a Home Equity Loan to Consolidate Debt You're not alone if you’re juggling multiple high-interest debts, from credit cards to personal loans. Managing several payments each month can feel overwhelming, especially when interest...
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The Hidden Costs of Buying a Car
The Hidden Costs of Buying a Car and How to Plan for Them Buying a car is a significant investment, and while most buyers focus on the sticker price, there are several hidden costs associated with car ownership that you need to factor into your...
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Skip-A-Payment
Take a Break from Your Loan Payments with PDCU's Skip-A-Payment Program! Unexpected expenses can throw a wrench in your budget. With Skip-A-Payment, eligible members can skip one loan payment per calendar year for a fee. It’s a simple and...
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Should You Refinance Your Auto Loan?
Should You Refinance Your Auto Loan? Here’s What You Need to Know Refinancing your auto loan might seem complicated, but it can be a smart financial move that saves you money over time. Whether you’re looking to lower your monthly payments,...
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