Can I use these loans for anything?
Yes! Use the funds for vacations, summer camp costs, home improvements, debt consolidation, unexpected bills—whatever helps make your...
Continue ReadingIs there a credit check?
Quick Cash Loan: No credit check is required. Summertime Cash Loan: Yes, standard credit review applies and may affect your interest rate and approval...
Continue ReadingHow quickly can I get the funds?
Quick Cash Loan: Funds may be deposited into your account within minutes after approval. Summertime Cash Loan: Typically funded within 5 business days upon final approval and document...
Continue ReadingDo I need to be a member to apply for the PDCU Summertime Cash Loan?
No! PD Quick Cash applicants must be a member in good standing with a minimum monthly direct deposit of $1,000 for at least the last three consecutive months and meet specific eligibility criteria, which may include no recent loan delinquencies. Approval...
Continue ReadingWho qualifies for the PD Summertime Quick Cash Loan?
You must be a current People Driven Credit Union member in good standing with a minimum direct deposit of $1,000/month for at least the past three consecutive months. A credit check is not required for this...
Continue ReadingWhat’s the difference between the two loan options?
PD Summertime Quick Cash Loan: Up to $2,000, 9.99% APR, no credit check, $15 fee, available only to current members with qualifying direct deposit. PDCU Summertime Cash Loan: Up to $30,000, available to both members and non-members, with credit...
Continue ReadingWhat is the PD Summertime Cash Loan Special?
It’s a limited-time promotion offering two personal loan options to help with summer expenses. Members can choose between the PD Summertime Quick Cash Loan (no credit check, fast funding) or the PDCU Summertime Cash Loan (a traditional personal loan...
Continue ReadingHow can I avoid being kicked out of the app when I receive the security code?
We recommend setting up email notifications on your Apple device so the security code pops up on your screen without opening your email app fully. You can then simply pull down the notification to see the code and enter it without leaving the...
Continue ReadingWhy is the app kicking me out when I try to apply for the Holiday Loan?
Some members using Apple devices have reported being kicked out of the app when retrieving the security code sent to their email during the Holiday Loan application process. This happens when members leave the app to check their email for the code, which...
Continue ReadingCan I apply for the PD Quick Cash Loan without logging into online or mobile banking?
Yes, you can apply through the link on the website, but you will need your account number and zip code for verification. If you don’t know your account number, we recommend using the online portal or the MyPDCU app instead to avoid being locked...
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