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FAQ Category: Investments

What is a Roth IRA Certificate?

Saving for retirement can quickly get overwhelming, especially if you’re new to investing. One option that combines the familiar structure of a credit union savings account with the long-term advantages of a retirement plan is a Roth Individual...

What is a Certificate of Deposit?

A Certificate of Deposit is a secure and reliable savings tool that offers higher interest rates in exchange for committing your funds for a fixed period. It's an excellent option for those looking to achieve specific financial goals with minimal...

What is a CD Ladder?

A CD (Certificate of Deposit) Ladder is an investment strategy that involves dividing a sum of money into multiple CDs with different maturity dates. The primary goal of this approach is to balance the benefits of earning higher interest rates on...

Is my money safe in a Money Market Savings Account?

People Driven Credit Union Money Market Savings Accounts are insured to at least $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government. Is my money safe in a Money Market...

What is a Money Market Savings Account?

A Money Market Savings Account is a type of savings account that typically offers higher interest rates compared to traditional savings accounts. It often requires a higher minimum balance and may provide limited check-writing capabilities. What is a...

What is an IRA Certificate of Deposit?

What is an IRA Certificate of Deposit at People Driven Credit Union? An IRA CD works similarly to a regular CD. Your initial investment earns a fixed interest rate over a set timeframe and renews automatically. What is an IRA Certificate of...

Is there a limit to how many times I can withdraw/transfer our of my Money Market account?

Quick answer: You enjoy no transfer or withdrawal limits on your PDCU Money Market Savings Account. You move money freely whenever you need it. Money Market Access at People Driven Credit Union. You transfer funds online or through the...

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The monthly payment at 8.490% APR for a term of 12 months would require payments of approximately $87.22/month, per $1,000 borrowed. APR=Annual Percentage Rate, subject to change. Rate is based on individual creditworthiness and term of the loan. The use of this calculator does not imply nor guarantee loan terms nor approval of financing.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. People Driven Credit Union does not guarantee their applicability or accuracy in regards to your individual circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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Accidental Death & Dismemberment Insurance – PDCU provides $2,000 coverage to members 18-69 for free but op-in is required. Members receive discounts on additional supplemental coverage.

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What job openings are available at PDCU?
To see current job openings at People Driven Credit Union, visit our Careers page at

https://recruiting.paylocity.com/recruiting/jobs/All/0aa7c916-c7ba-4c11-a75f-a43a80fe0bb1/People-Driven-Credit-Union.
There, you can view open positions, learn about our team culture, and apply online.

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PD Summertime Quick Cash is available to PDCU members in good standing who’ve had direct deposit for at least six months.

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PDCU members in good standing may qualify for Back-to-School Cash if they’ve had at least $1,000 in monthly direct deposits for the past six months.

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PDCU members in good standing may qualify with $1,000+ in monthly direct deposits for the past six months. Max two open PD Quick Cash Loans, a 30-day wait between applications, and three total loans (open or closed) in a rolling six months.

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Apply for PDCU Membership:

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FAQ Category: Investments

What is a Roth IRA Certificate?

What is a Certificate of Deposit?

What is a CD Ladder?

Is my money safe in a Money Market Savings Account?

What is a Money Market Savings Account?

What is an IRA Certificate of Deposit?

Is there a limit to how many times I can withdraw/transfer our of my Money Market account?

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