FAQ Category: PD Quick Cash Back-to-School Loan
Why was my PD Quick Cash application denied?
PD Quick Cash application decisions are entirely system-driven to ensure fairness and consistency. While we cannot provide specific reasons for denials, we’re happy to assist you in understanding the next steps or offering advice on improving your...
Continue ReadingCan I apply for a PD Quick Cash Loan over the phone?
PD Quick Cash applications can only be submitted online. To protect your personal information and meet our security standards, phone applications are not permitted. This ensures your privacy and guarantees that all required information is accurately...
Continue ReadingWhat should I do if I’m not receiving the validation code during my application?
If you're having trouble receiving the validation code, it may be due to your device’s operating system. Ensure your phone or computer is running the latest version, as outdated systems can interfere with code delivery. If you’re still not receiving...
Continue ReadingDo I have to be a PDCU member in order to get a PD Quick Cash loan?
Yes. PD Quick Cash loans are only available for People Driven Credit Union members. Specifically, one must be a member in good standing, with direct deposit set up for at least six months. Member will be defaulted to pay their monthly payments as...
Continue ReadingWhy is there a fee?
The origination fee for a PD Quick Cash loan is a one-time cost for convenience and speed. It allows you to secure funds instantly without a traditional credit check. This is particularly beneficial when you need urgent access to funds without the usual...
Continue ReadingWhy should I use PD Quick Cash for emergencies instead of my credit card?
Using your credit card is a common choice for emergencies. However, the PD Quick Cash offers a structured repayment plan that could potentially have lower interest costs compared to high credit card interest rates, especially if the balance isn't paid...
Continue ReadingWill applying for PD Quick Cash affect my credit score?
No. One of the benefits of PD Quick Cash is that it doesn’t involve a traditional credit check, which means it doesn't directly impact your credit score. This can be a great option if you're concerned about maintaining your current credit score while...
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