John Scharff is the Digital Marketing Lead at People Driven Credit Union, where he helps create clear, practical financial content for members and the communities PDCU serves. He focuses on making financial topics easier to understand, from loans and savings accounts to digital banking, fraud prevention, and everyday money management.
Our Team’s Favorite Holiday Traditions
The holidays have a way of slowing us down just enough to remember what really matters: faith, family, food, and the people in our community. At People Driven Credit Union, our team lives and celebrates in the same neighborhoods our members call home. So this year, we asked team members from our Livonia, Romeo, Southfield, Warren, and Ypsilanti branches to ...
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Helping Aging Loved Ones in a Digital World
Every family has that moment helping aging loved ones. Your mom taps the iPad like she’s afraid it might bite, or dad calls because the “TV remote is controlling the ceiling fan again.” Maybe your grandparents swear the computer “changed something on its own.” And there you are—half amused, half exasperated, and fully aware that you’ve somehow become their personal ...
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Cash In Your Coins: Coin Machine Locations
If you’ve got a jar of change on your dresser, a cupholder full of coins, or a “someday I’ll deal with this” bucket in the basement, this is your friendly nudge: today is a great day to cash in your coins. At People Driven Credit Union, our coin machines make it simple to turn loose change into cash or a ...
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Fake “Windows Update” Screen: A Sneaky New Cyber Threat
Cybercriminals are getting more creative, and one of the latest tactics is catching people off guard because it looks so familiar. Attackers are now using a fake Windows update screen inside a web browser to trick users into installing malware themselves. This fake Windows update screen scam is surprisingly convincing, which is why it’s spreading quickly. Here’s what you need to ...
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End of the Penny
After more than 230 years, the United States Mint has stopped producing new pennies. The last circulating one-cent coins were pressed in November 2025. Pennies are still legal to use, and there are billions already in circulation, but no new ones are being made. With the end of penny production, many consumers are wondering how it will affect daily transactions ...
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2026 People Driven Credit Union Annual Meeting
As a member-owner, you have a voice in your credit union. Join us virtually for the 2026 People Driven Credit Union Annual Meeting and be part of a pivotal moment in our credit union’s journey. People Driven Credit Union Annual Meeting 2026 (Virtual) Join us for the 2026 People Driven Credit Union Annual Meeting as we reflect on the successes ...
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The Golden Time to Buy: Free Virtual Homebuying Class
If you’ve been thinking about buying a home but keep wondering, “Is now really the right time?” Here’s some good news: Fall and early winter are often the golden time for homebuyers. Fewer buyers, motivated sellers, and year-end timing can all work in your favor if you know how to use them. The Golden Time to Buy: Free Virtual Homebuying ...
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Introducing PDCUpay Powered by Payrailz
PDCUpay Powered by Payrailz enables you to securely send and receive money, pay bills, and transfer funds between accounts, all in one convenient location. Whether you’re splitting a dinner bill, paying your utilities, or transferring funds to your savings, PDCUpay Powered by Payrailz makes it simple. Send and receive money with PDCUpay Powered by Payrailz The next generation of digital ...
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What to Use a Holiday Loan For
The holidays are full of joy, family, and fun, but also a few extra expenses. What to Use a Holiday Loan For? A family trip, buying gifts, or hosting a big dinner, those seasonal costs can add up fast. That’s where the PD Holiday Cash Loan from People Driven Credit Union can help. PD Holiday Cash It’s a short-term, low-rate ...
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Test Your Financial Knowledge: Fun and Surprising Financial Trivia
Think you know your Financial Trivia? From the history of credit unions to quirky savings habits, these fun trivia questions might surprise you. Take a few minutes to test your financial know-how and maybe pick up a few brilliant money insights along the way! Fun and Surprising Financial Trivia 1️⃣ Where Did the First Credit Union Start? Answer: Germany, in ...
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