John Scharff is the Digital Marketing Lead at People Driven Credit Union, where he helps create clear, practical financial content for members and the communities PDCU serves. He focuses on making financial topics easier to understand, from loans and savings accounts to digital banking, fraud prevention, and everyday money management.
7 Overdraft Tips to Avoid Fees
Overdraft fees are frustrating. They usually show up when money is already tight, which makes them even more annoying. Overdraft Tips can help you avoid frustrating fees, especially when money is already tight and every dollar matters. The good news is that a few simple habits can help you avoid overdrawing your account. Whether you use the MyPDCU app, online ...
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Memorial Day: Our Reflections
This Memorial Day, we pause to honor the brave men and women who gave their lives in service to our country. Their sacrifice reminds us of the actual cost of freedom, and we are deeply grateful. Honoring Memorial Day To observe the holiday, People Driven Credit Union will be closed on Saturday and Monday. We will reopen with regular business ...
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How to Choose the Best Loan for Your Next Home Project
If you are trying to figure out the best loan for home improvements, you are not alone. Whether you are remodeling a kitchen, replacing windows, upgrading a bathroom, or tackling a long list of home repairs, the right financing option depends on how you will pay for the project and how you want to repay the money. Home improvement loans ...
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A Fresh Start for Your Home and Wallet
A Fresh Start for Your Home and Wallet. The weather changes, routines shift, and many people start thinking about ways to improve their homes and finances. If you have been putting off home projects, meaning to revisit your budget, or looking for ways to simplify monthly expenses, this season is a smart time to get back on track. A few ...
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People Driven Credit Union Earns National Recognition for Best Mortgage Loan Experience
People Driven Credit Union has been named a 2026 MemberXP Best of the Best Award winner for Best Mortgage Loan Experience. This national recognition places PDCU among the top-performing credit unions in the country for member experience in mortgage lending. What Is the MemberXP Best of the Best Award? The MemberXP Best of the Best Awards are presented by CUSG ...
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Government Furlough Assistance Program
The Government Furlough Assistance Program is no longer available, please visit our loans page for other options. A government shutdown can create sudden financial strain for federal workers and others whose income is disrupted. At People Driven Credit Union, we understand how difficult this time can be, and we’re here to help our members through it. Our Government Furlough Assistance ...
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How to Organize Your Tax Documents
Tax season has a funny way of showing up like an uninvited guest: suddenly, you’re digging through email threads, shoeboxes, and that one drawer everyone pretends doesn’t exist. The good news? You don’t need a perfect system. You need a simple system you’ll actually use. Here’s a quick, low-stress way to organize your tax documents in under an hour—without turning ...
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Manage Tax Season Stress with PDCU’s Tax Relief Loan
PDCU’s Tax Relief Loan Can Help With Tax Season Stress Tax season can be stressful. From gathering documents and filling out complicated forms to figuring out how to pay your tax bill, it’s no surprise that many people feel overwhelmed during this time of year. But what if there was a way to remove financial stress from the equation? With ...
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How to Make Money
Looking for an easy way to get a little extra from the purchases you already make? If you have an active People Driven Credit Union debit card, this month’s CashBack+ offer gives you a simple way to earn $10 cash back. Use Your PDCU Debit Card 20 Times This Month and Earn $10 Cash Back Here’s the deal. Activate the ...
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CashBack+ Pay, Brand Payoffs
March is known for big brackets, close calls, and plenty of excitement. This year, People Driven Credit Union members have another reason to pay attention. CashBack+ Pay is getting in on the action with a special promotion that gives members the chance to earn boosted cash back from brands they already shop with, including a Champion Bonus Day offering 30% ...
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