What do I need to apply for an auto loan?
To apply for an auto loan with People Driven Credit Union, you will need: A valid ID Proof of income (like pay stubs or tax returns) Employment information Vehicle details (if you’ve already chosen one - the VIN #) Proof of...
Continue ReadingCan I get pre-approved for an auto loan?
Yes, People Driven Credit Union offers pre-approval for auto loans. Pre-approval helps you understand how much you can afford and can give you leverage when negotiating with...
Continue ReadingCan I pay off my auto loan early?
People Driven Credit Union members can pay off an auto loan anytime with no...
Continue ReadingHow much can I borrow for an auto loan?
The amount you can borrow depends on several factors, including your credit score, income, debt-to-income ratio, and the age and value of the vehicle. People Driven Credit Union will typically fund a percentage of the vehicle’s...
Continue ReadingWhat recreational vehicles does PDCU finance?
People Driven finances motor homes, campers, boats, motorcycles, ATVs and...
Continue ReadingHow do I check the status of my loan application?
You may give us a call at 248-263-4100 to speak with the loan...
Continue ReadingDo you offer ‘skip a payment’?
Yes! All eligible loans can be skipped once per calendar year for a fee of $35. To learn more about how it works, visit our Skip-a-Payment page. Please note that Fresh Start Auto Loans, PD Quick Cash Loans, Lines of Credit, Mortgages, Commercial Loans,...
Continue ReadingHow do I make a loan Payment?
To make a payment via online banking with funds already in your account, login to the MyPDCU Online Portal or use the MyPDCU app, and select 'transfers'. Select where you want to transfer from and which loan you would transfer to. Call iTalk...
Continue ReadingWhat is GAP Insurance?
GAP (Guaranteed Asset Protection) insurance covers the difference between the cash value of your vehicle and the balance owing if the car is deemed a total loss, up to 150% LTV. GAP is a $575 one-time fee that can be rolled into the loan or paid in cash....
Continue ReadingHow do I get GAP Insurance ?
GAP (Guaranteed Asset Protection) insurance is offered during the auto loan process. Please call us at (248) 263-4100 for more...
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