FAQ Category: Personal
What are the repayment terms for a Home Renovation Loan?
Enjoy flexible repayment terms of up to 84 months (7 years) with our Home Renovation Loan, giving you ample time to repay without straining your...
Continue ReadingHow much can I borrow with a Home Renovation Loan?
At People Driven Credit Union, you can secure up to $30,000 with our Home Renovation Loan, providing you with the financial flexibility to tackle projects big and...
Continue ReadingWhat can I use a Home Renovation Loan for?
With a Home Renovation Loan, the possibilities are endless. You can revamp your kitchen, refresh your bathroom, upgrade your flooring, enhance your outdoor space, or even invest in energy-efficient upgrades to lower your utility bills. You can use a...
Continue ReadingWhat is a Home Renovation Loan?
A Home Renovation Loan is the key to transforming your home into your dream space. Tailored specifically for home improvement projects, this loan allows you to access a lump sum upfront to bring your renovation plans to...
Continue ReadingHow do I use a Contactless Card?
Using your People Driven Credit Union contactless debit card is quick, secure, and touch-free. Look for the contactless symbol (represented by a sideways Wi-Fi icon) at checkout. Then: Tap your card on the payment terminal where you see the...
Continue ReadingDo PDCU Members Get Discounts on Dental Insurance?
United Concordia Dental is pleased to serve the dental insurance needs of People Driven Credit Union members and their families. People Driven Credit Union and United Concordia are partners because we care about your and your family's oral...
Continue ReadingDoes People Driven offer any perks?
Visit Love My Credit Union Rewards to view all your perks such as discounts from our partners, and view all the benefits available to members of People Driven Credit...
Continue ReadingWhat is a Line of Credit?
A credit line allows you to borrow in increments, repay it and borrow again as long as the line remains open. Typically, you will be required to pay interest on borrowed balance while the line is open for borrowing, which makes it different from a...
Continue ReadingHow do I report a lost or stolen Visa credit card?
If your People Driven Credit Union Visa Rewards Driven Credit Card is lost or stolen, or if you suspect unauthorized use, notify us immediately. "Unauthorized use" refers to any use of the card by someone without your permission, where you receive no...
Continue ReadingHow do I make a payment on my People Driven Visa credit card?
There are several convenient ways to make a payment on your People Driven Visa Credit Card: Online: Log into online banking, select "Transfer," choose the account you're transferring from, and select your Visa card as the transfer destination. You...
Continue ReadingHow do I check the status of my loan application?
You may give us a call at 248-263-4100 to speak with the loan...
Continue ReadingDoes People Driven offer financial counseling?
PDCU has partnered with GreenPath Financial Wellness to help our members get back on track with their finances and credit. Please call GreenPath at 877-337-3399 and let them know you’re a PDCU member and would like to make an appointment with a...
Continue ReadingDo you offer ‘skip a payment’?
Yes! All eligible loans can be skipped once per calendar year for a fee of $35. To learn more about how it works, visit our Skip-a-Payment page. Please note that Fresh Start Auto Loans, Lines of Credit, Mortgages, Commercial Loans, and Credit Cards are...
Continue ReadingHow do I make a loan Payment?
To make a payment via online banking with funds already in your account, login to the MyPDCU Online Portal or use the MyPDCU app, and select 'transfers'. Select where you want to transfer from and which loan you would transfer to. To make a...
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