PD Quick Cash Loan Archives

Online Banking

How do I apply?

For the Quick Cash Loan, visit the Quick Cash Loan Application For the Summertime Cash Loan, visit Personal Loan Options You can also call us at (248) 263-4100 for...

Is there a penalty for paying off my loan early?

No. People Driven Credit Union loans have no prepayment penalties, so you can pay off your loan early and save on...

Can I use these loans for anything?

Yes! Use the funds for vacations, summer camp costs, home improvements, debt consolidation, unexpected bills—whatever helps make your...

Is there a credit check?

Quick Cash Loan: No credit check is required. Summertime Cash Loan: Yes, standard credit review applies and may affect your interest rate and approval...

How quickly can I get the funds?

Quick Cash Loan: Funds may be deposited into your account within minutes after approval. Summertime Cash Loan: Typically funded within 5 business days upon final approval and document...

Do I need to be a member to apply for the PDCU Summertime Cash Loan?

No! This option is also available to non-members. However, membership is required to receive the loan funds if...

Who qualifies for the PD Summertime Quick Cash Loan?

You must be a current People Driven Credit Union member in good standing with a minimum direct deposit of $1,000/month for at least the past three consecutive months. A credit check is not required for this...

What’s the difference between the two loan options?

PD Summertime Quick Cash Loan: Up to $2,000, 9.99% APR, no credit check, $15 fee, available only to current members with qualifying direct deposit. PDCU Summertime Cash Loan: Up to $30,000, available to both members and non-members, with credit...

What is the PD Summertime Cash Loan Special?

It’s a limited-time promotion offering two personal loan options to help with summer expenses. Members can choose between the PD Summertime Quick Cash Loan (no credit check, fast funding) or the PDCU Summertime Cash Loan (a traditional personal loan...

How can I avoid being kicked out of the app when I receive the security code?

We recommend setting up email notifications on your Apple device so the security code pops up on your screen without opening your email app fully. You can then simply pull down the notification to see the code and enter it without leaving the...

Calculator Disclaimer Personal Loan Rate

The monthly payment at 8.490% APR for a term of 12 months would require payments of approximately $87.22/month, per $1,000 borrowed. APR=Annual Percentage Rate, subject to change. Rate is based on individual creditworthiness and term of the loan. The use of this calculator does not imply nor guarantee loan terms nor approval of financing.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. People Driven Credit Union does not guarantee their applicability or accuracy in regards to your individual circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Member-only Discount Rewards

Accidental Death & Dismemberment Insurance – PDCU provides $2,000 coverage to members 18-69 for free but op-in is required. Members receive discounts on additional supplemental coverage.