How long is the repayment term for a CD Secured Loan?
Repayment terms usually range from 12 to 84 months, but other terms may be available. Your loan term will affect your monthly payments and the total interest you pay over...
Continue ReadingWhat happens to my CD after the loan is paid off?
Once you’ve fully repaid the loan, the hold on your CD is lifted, and you regain full control of your Certificate of Deposit. You can withdraw the funds or let the CD continue earning interest until...
Continue ReadingCan I get a CD Secured Loan if I have bad credit?
Since your CD secures the loan, lenders are often more flexible in approving borrowers with less-than-perfect credit. However, the terms and rates may vary based on your...
Continue ReadingWhat’s the difference between a CD Secured Loan and an Unsecured Loan?
A CD Secured Loan requires collateral (your CD), typically resulting in lower interest rates and easier approval. An unsecured loan doesn’t require collateral, so it usually comes with higher interest rates and depends more on your credit...
Continue ReadingHow do I make a loan Payment?
To make a payment via online banking with funds already in your account, login to the MyPDCU Online Portal or use the MyPDCU app, and select 'transfers'. Select where you want to transfer from and which loan you would transfer to. Call iTalk...
Continue Reading- « Previous
- 1
- 2
