FAQ Category: Checking
What is Overdraft Protection Transfer?
Overdraft Protection Transfer is an optional service offered by People Driven Credit Union that allows eligible members to link a savings account to a checking account. If there are insufficient funds in your checking account to cover a transaction,...
Continue ReadingWhat is Courtesy Pay?
Courtesy Pay is a discretionary overdraft service offered by People Driven Credit Union to eligible members with checking accounts in good standing. If you do not have sufficient funds available in your account to cover a transaction, we may choose to...
Continue ReadingWhat overdraft options are available for checking accounts?
Overdraft Options Life happens, and sometimes your balance doesn’t quite cover a transaction. At People Driven Credit Union, we offer several ways to help you manage those moments: 1. Overdraft Protection Transfer Link your Basic Checking Account to...
Continue ReadingHow do I deposit a check with my phone?
Gone are the days when you had to visit a branch to deposit your checks. With People Driven Credit Union’s mobile check deposit service, managing your finances becomes a breeze. This technology, known as remote deposit capture, lets you deposit...
Continue ReadingWiring Instructions
For wiring funds to a People Driven Credit Union account: Wire to: Alloya Corporate Federal Credit Union 26555 Evergreen Southfield, MI 48076 ABA number: 2724-78075 Credit: People Driven Credit Union 24333 Lahser Southfield, MI...
Continue ReadingIs there a minimum balance for a checking account?
PDCU's checking accounts require no minimum balance and have no monthly maintenance fees! Many members ask whether there is a minimum balance requirement for a checking account, as they want simple, fee-free banking. No Monthly Maintenance...
Continue ReadingHow do I make a mobile deposit?
To make a mobile deposit to your PDCU account using your smartphone, log into your MyPDCU app or the MyPDCU online banking portal and click on "Deposit." Enter the check amount, click "Continue," and select which of your accounts (if you have more...
Continue ReadingHow do I avoid overdrafts?
How do I avoid overdrafts at People Driven Credit Union? You can reduce overdraft risk by tracking balances, setting alerts, and using account tools offered by People Driven Credit Union. Many members ask how to avoid overdrafts and keep their checking...
Continue ReadingHow do I order checks?
How do I order checks at People Driven Credit Union? You can order checks through People Driven Credit Union using our approved check-ordering service. M How to reorder checks Use the check reorder link provided by inside online banking. ...
Continue ReadingWhat type of checking account does People Driven Credit Union offer?
How do I choose the right checking account at People Driven Credit Union? People Driven Credit Union offers checking account options designed for everyday spending, digital banking convenience, and member-focused service. Many members ask how I...
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