FAQ Category: Other
What is the Automated Clearing House (ACH) network?
The Automated Clearing House (ACH) network is a secure, nationwide system that financial institutions use to transfer funds between bank accounts in the United States electronically. Managed by Nacha (National Automated Clearing House Association), the ACH network enables both credit and debit transactions, including: Direct deposits of payroll, Social Security, and tax refunds Automatic bill payments for utilities, mortgages, and ...
Continue ReadingWhat is CashBack+?
CashBack+ is a comprehensive cashback rewards program available within your PDCU online banking. It offers personalized cashback deals, rewards for purchases, and bonus cashback for everyday banking actions.
Continue ReadingHow do I earn cashback?
You earn cashback by purchasing digital gift cards through Offers, using the CashBack+ Pay app at checkout, or completing certain actions such as making debit card transactions or enrolling in eStatements.
Continue ReadingWhat’s the difference between Offers and Pay?
Offers are proactive purchases of digital gift cards you plan to use later. Pay allows you to earn cashback on purchases you’re already making through the convenient CashBack+ Pay app. Example: When shopping at Walmart, enter your purchase total into CashBack+ Pay, generate a barcode, scan it at checkout, and immediately earn cash back.
Continue ReadingHow do I access my digital gift cards?
Digital gift cards are delivered via email and stored securely in your CashBack+ Wallet accessible within your mobile app or online banking.
Continue ReadingDo digital gift cards expire?
Gift cards do not expire for at least five years from the purchase date.
Continue ReadingIs there a limit on cashback earnings?
No, there’s no limit! Earn as much cashback as you want, whenever you want.
Continue ReadingIs CashBack+ available for Android users?
CashBack+ is available for Android and iPhone users, as well as via the Chrome browser on desktops.
Continue ReadingHow quickly will my cashback appear after a purchase?
Cashback is earned instantly and visible in your CashBack+ account immediately after completing your purchase.
Continue ReadingIs the browser tool secure to use?
Yes, CashBack+ Pay is device-specific and provides enhanced security compared to traditional card transactions.
Continue ReadingDo my digital codes expire?
No, digital codes purchased through CashBack+ never expire.
Continue ReadingAre there any fees associated with CashBack+?
No, CashBack+ is free for all PDCU members.
Continue ReadingHow do I redeem my cashback?
Redeem your cashback anytime. Navigate to the Redeem section of your CashBack+ dashboard and select the PDCU account (checking or savings) where you’d like to transfer your cashback balance. Or use it for additional purchases. Transfers are instant, with no minimum amount required.
Continue ReadingIs there a fee to participate in the Save to Win® Savings Account?
No, there is no fee to participate in the Save to Win® Savings Account. You simply save money and earn chances to win.
Continue ReadingHow much do I need to open a Save to Win® Savings Account?
You can open a Save to Win® Savings Account with $0. However, to earn entries into prize drawings, you must deposit at least $25 into your account. The more you save, the better your chances to win!
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