FAQ Category: Other
Is the Warren location open on Saturdays?
Yes, our Warren Branch is open for drive-thru service with Interactive Teller Machines (ITMs) staffed with live tellers on Saturdays from 9:30 AM to 1 PM. The inside of the branch is closed on Saturdays, and the entire branch is closed on Sundays; however, you can use the Interactive Teller Machines whenever you need to. They function as ATMs during ...
Continue ReadingWhere can I find ATMs near Warren?
You can find an ATM with 24/7 access at all of our branches, including the Warren location.
Continue ReadingDoes the Warren branch offer business services?
You can take advantage of many business financial services at our Warren location, including: Commercial loans Merchant services Business checking accounts ACH origination Payroll services Fraud prevention Remote deposit capture High-yield business money market Our comprehensive range of services can be combined and tailored to suit your business’s needs. Learn more details about our business services.
Continue ReadingDoes the Warren branch have a drive-thru?
Enjoy drive-thru services six days a week at our Warren location. This service is available: Monday, Tuesday, and Thursday from 9 AM to 5 PM Wednesday from 10 AM to 5 PM Friday from 9 AM to 6 PM Saturday from 9:30 AM to 1 PM Get help from a teller conveniently without leaving your car!
Continue ReadingWhat is Overdraft Protection Transfer?
Overdraft Protection Transfer is an optional service offered by People Driven Credit Union that allows eligible members to link a savings account to a checking account. If there are insufficient funds in your checking account to cover a transaction, available funds from the linked savings account may be automatically transferred to cover the shortfall. This service is designed to reduce ...
Continue ReadingWhat are the benefits of a contactless card?
Contactless cards offer several benefits over traditional cards that require a physical swipe or insertion into a card reader. Some of these benefits include: Speed: Contactless cards can be scanned quickly and easily, resulting in faster and more efficient transactions. This can be especially useful in high-traffic retail environments where lines are lengthy. Convenience: Contactless cards eliminate the need for ...
Continue ReadingWhat is Courtesy Pay?
Courtesy Pay is a discretionary overdraft service available to eligible People Driven Credit Union members with checking accounts in good standing. If you do not have enough available funds to cover a transaction, we may choose to pay it for you up to the applicable limit. What Courtesy Pay may cover Courtesy Pay may apply to checks, ACH transactions such ...
Continue ReadingWhat overdraft options are available for checking accounts?
People Driven Credit Union offers several overdraft options for checking accounts, including Overdraft Protection Transfer, Courtesy Pay for eligible accounts, or the choice to have transactions declined if you do not want overdraft coverage. Overdraft Protection Transfer You can link your Basic Checking Account to a PDCU savings account. If you have available funds in savings, money can transfer automatically ...
Continue ReadingHow do I get started?
Simply fill out the contact form below, and a PDCU Business Services representative will guide you through the setup process. You can also call us at (248) 263-4100 for assistance.
Continue ReadingCan I schedule recurring payments?
Yes. You can set up one-time or recurring payments to payees, making it easier to automate payroll, rent, or vendor payments.
Continue ReadingHow secure is ACH Origination?
PDCU’s ACH Origination includes multiple layers of security such as encrypted authentication, customizable user permissions, dual approval workflows, and automatic notifications for each ACH batch.
Continue ReadingIs there a limit to how many transactions I can process?
There’s no hard limit on the number of transactions you can initiate, but transaction volume and limits may be based on your account profile and risk review.
Continue ReadingWhat types of payments can I make with ACH Origination?
You can make a wide range of payments, including: Employee payroll Vendor and supplier payments Membership dues Interbank transfers State and Federal tax payments
Continue ReadingWho can use ACH Origination at PDCU?
ACH Origination is available to eligible People Driven Credit Union business members with an active business checking account. Our team will work with you to assess your needs and get you set up.
Continue ReadingWhat is ACH Origination?
ACH Origination is a service that allows businesses to send and receive electronic payments through the Automated Clearing House (ACH) network. It’s commonly used for direct deposit, vendor payments, recurring billing, and tax remittances.
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