FAQ Category: Other

What types of payments can I make with ACH Origination?

You can make a wide range of payments, including: Employee payroll Vendor and supplier payments Membership dues Interbank transfers State and Federal tax...

Who can use ACH Origination at PDCU?

ACH Origination is available to eligible People Driven Credit Union business members with an active business checking account. Our team will work with you to assess your needs and get you set...

What is ACH Origination?

ACH Origination is a service that allows businesses to send and receive electronic payments through the Automated Clearing House (ACH) network. It’s commonly used for direct deposit, vendor payments, recurring billing, and tax...

What is Nacha (National Automated Clearing House Association)?

Nacha, short for the National Automated Clearing House Association, is the nonprofit organization that oversees the ACH (Automated Clearing House) network in the United States. What Does Nacha Do? Manages the Rules: Nacha develops, maintains, and...

What is the Automated Clearing House (ACH) network?

The Automated Clearing House (ACH) network is a secure, nationwide system that financial institutions use to transfer funds between bank accounts in the United States electronically. Managed by Nacha (National Automated Clearing House Association), the...

What is CashBack+?

CashBack+ is a comprehensive cashback rewards program available within your PDCU online banking. It offers personalized cashback deals, rewards for purchases, and bonus cashback for everyday banking...

How do I earn cashback?

You earn cashback by purchasing digital gift cards through Offers, using the CashBack+ Pay app at checkout, or completing certain actions such as making debit card transactions or enrolling in...

What’s the difference between Offers and Pay?

Offers are proactive purchases of digital gift cards you plan to use later. Pay allows you to earn cashback on purchases you're already making through the convenient CashBack+ Pay app. Example: When shopping at Walmart, enter your purchase...