FAQ Category: Other
What is ACH Origination?
ACH Origination is a service that allows businesses to send and receive electronic payments through the Automated Clearing House (ACH) network. It’s commonly used for direct deposit, vendor payments, recurring billing, and tax...
Continue ReadingWhat is Nacha (National Automated Clearing House Association)?
Nacha, short for the National Automated Clearing House Association, is the nonprofit organization that oversees the ACH (Automated Clearing House) network in the United States. What Does Nacha Do? Manages the Rules: Nacha develops, maintains, and...
Continue ReadingWhat is the Automated Clearing House (ACH) network?
The Automated Clearing House (ACH) network is a secure, nationwide system that financial institutions use to transfer funds between bank accounts in the United States electronically. Managed by Nacha (National Automated Clearing House Association), the...
Continue ReadingWhat is CashBack+?
CashBack+ is a comprehensive cashback rewards program available within your PDCU online banking. It offers personalized cashback deals, rewards for purchases, and bonus cashback for everyday banking...
Continue ReadingHow do I earn cashback?
You earn cashback by purchasing digital gift cards through Offers, using the CashBack+ Pay app at checkout, or completing certain actions such as making debit card transactions or enrolling in...
Continue ReadingWhat’s the difference between Offers and Pay?
Offers are proactive purchases of digital gift cards you plan to use later. Pay allows you to earn cashback on purchases you're already making through the convenient CashBack+ Pay app. Example: When shopping at Walmart, enter your purchase...
Continue ReadingHow do I access my digital gift cards?
Digital gift cards are delivered via email and stored securely in your CashBack+ Wallet accessible within your mobile app or online...
Continue ReadingDo digital gift cards expire?
Gift cards do not expire for at least five years from the purchase...
Continue ReadingIs there a limit on cashback earnings?
No, there's no limit! Earn as much cashback as you want, whenever you...
Continue ReadingIs CashBack+ available for Android users?
CashBack+ is available for Android and iPhone users, as well as via the Chrome browser on...
Continue ReadingHow quickly will my cashback appear after a purchase?
Cashback is earned instantly and visible in your CashBack+ account immediately after completing your...
Continue ReadingIs the browser tool secure to use?
Yes, CashBack+ Pay is device-specific and provides enhanced security compared to traditional card...
Continue ReadingDo my digital codes expire?
No, digital codes purchased through CashBack+ never...
Continue ReadingAre there any fees associated with CashBack+?
No, CashBack+ is free for all PDCU...
Continue ReadingHow do I redeem my cashback?
Redeem your cashback anytime. Navigate to the Redeem section of your CashBack+ dashboard and select the PDCU account (checking or savings) where you'd like to transfer your cashback balance. Or use it for additional purchases. Transfers are instant, with...
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