FAQ Category: Personal
Why should I use PD Quick Cash for emergencies instead of my credit card?
Using your credit card is a common choice for emergencies. However, the PD Quick Cash offers a structured repayment plan that could potentially have lower interest costs compared to high credit card interest rates, especially if the balance isn't paid...
Continue ReadingWill applying for PD Quick Cash affect my credit score?
No. One of the benefits of PD Quick Cash is that it doesn’t involve a traditional credit check, which means it doesn't directly impact your credit score. This can be a great option if you're concerned about maintaining your current credit score while...
Continue ReadingHow do I use a contactless card?
Using your People Driven Credit Union contactless debit card is quick, secure, and touch-free. Just look for the contactless symbol (it looks like a sideways Wi-Fi icon) at checkout. Then: Look for the contactless symbol (sideways Wi-Fi icon) at...
Continue ReadingDo PDCU Members Get Discounts on Dental Insurance?
United Concordia Dental is pleased to serve the dental insurance needs of People Driven Credit Union members and their families. Many members ask whether PDCU Members Get Discounts on dental insurance, as they want affordable coverage that supports a...
Continue ReadingDoes People Driven offer any perks?
Yes. People Driven Credit Union members have access to discounts, rewards, and other member benefits. You can explore offers through Love My Credit Union Rewards and view additional services and benefits on our Member Services page. Where to find your...
Continue ReadingHow do I report a lost or stolen Visa credit card?
If your People Driven Credit Union Visa credit card is lost or stolen, report it right away so we can help protect your account and order a replacement card. What to do right away During regular business hours, call People Driven Credit Union at...
Continue ReadingHow do I make a payment on my People Driven Visa credit card?
You can make a payment on your People Driven Visa credit card through online banking, the MyPDCU app, by phone, in person, or by mail. Payment options Make a payment in online banking or the MyPDCU app at my.peopledrivencu.org Set up recurring...
Continue ReadingHow do I check the status of my loan application?
To check the status of your loan application, contact People Driven Credit Union at 248-263-4100 during business hours or reach out to your assigned loan specialist if you have their contact information. Be ready to verify your identity and share details...
Continue ReadingDoes People Driven offer financial counseling?
Yes, we are proud to offer financial counseling resources through trusted partner services. What support is available Debt and credit counseling guidance Budgeting and financial wellness resources Education-focused support for better...
Continue ReadingDo you offer ‘skip a payment’?
Yes. People Driven Credit Union offers a Skip A Payment option for eligible loans during qualifying periods. If you qualify, you may be able to skip one loan payment per calendar year for a $35 processing fee. Who may qualify To be eligible, you must...
Continue ReadingHow do I make a loan Payment?
PDCU offers options for making your loan payment: Online Banking (MyPDCU Portal & Mobile App) Step 1: Log into the MyPDCU Online Portal or the MyPDCU mobile app. Step 2: Select ‘Transfers.’ Step 3: Choose the account from which you want...
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