FAQ Category: Personal
Why should I use PD Quick Cash for emergencies instead of my credit card?
Using your credit card is a common choice for emergencies. However, the PD Quick Cash offers a structured repayment plan that could potentially have lower interest costs compared to high credit card interest rates, especially if the balance isn't paid...
Continue ReadingWill applying for PD Quick Cash affect my credit score?
No. One of the benefits of PD Quick Cash is that it doesn’t involve a traditional credit check, which means it doesn't directly impact your credit score. This can be a great option if you're concerned about maintaining your current credit score while...
Continue ReadingHow do I use a contactless card?
Using your People Driven Credit Union contactless debit card is quick, secure, and touch-free. Just look for the contactless symbol (it looks like a sideways Wi-Fi icon) at checkout. Then: Look for the contactless symbol (sideways Wi-Fi icon) at...
Continue ReadingDo PDCU Members Get Discounts on Dental Insurance?
United Concordia Dental is pleased to serve the dental insurance needs of People Driven Credit Union members and their families. Many members ask whether PDCU Members Get Discounts on dental insurance, as they want affordable coverage that supports a...
Continue ReadingDoes People Driven offer any perks?
How do I view my Love My Credit Union Rewards and member benefits at People Driven Credit Union? Visit Love My Credit Union Rewards to view all your perks, such as discounts from our partners, and view all the benefits available to members of People...
Continue ReadingWhat is a Line of Credit?
this type of loan A credit line allows you to borrow in increments, repay it, and borrow again as long as the line remains open. Typically, you will be required to pay interest on the borrowed balance while the line is open, which distinguishes it from a...
Continue ReadingHow do I report a lost or stolen Visa credit card?
If your People Driven Credit Union Visa credit card is lost or stolen, report it right away so we can help protect your account and order a replacement card. What to do right away During regular business hours, call People Driven Credit Union at...
Continue ReadingHow do I make a payment on my People Driven Visa credit card?
You can make a payment on your People Driven Visa credit card through online banking, the MyPDCU app, by phone, in person, or by mail. Payment options Make a payment in online banking or the MyPDCU app at my.peopledrivencu.org Set up recurring...
Continue ReadingHow do I check the status of my loan application?
How do I check my loan application status at People Driven Credit Union? You can check your loan application status by contacting People Driven Credit Union or your assigned loan specialist. Many members ask how do I check my loan application status...
Continue ReadingDoes People Driven offer financial counseling?
Yes, we are proud to offer financial counseling resources through trusted partner services. What support is available Debt and credit counseling guidance Budgeting and financial wellness resources Education-focused support for better...
Continue ReadingDo you offer ‘skip a payment’?
People Driven Credit Union may offer skip-a-payment opportunities during eligible periods and for qualifying loans. Skip a Payment Requirements You must be in good standing with all loans current. The $35 fee must be available in your checking or...
Continue ReadingHow do I make a loan Payment?
PDCU offers options for making your loan payment: Online Banking (MyPDCU Portal & Mobile App) Step 1: Log into the MyPDCU Online Portal or the MyPDCU mobile app. Step 2: Select ‘Transfers.’ Step 3: Choose the account from which you want...
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