FAQ Category: Vehicle
How much can I borrow for an auto loan?
The amount you can borrow depends on several factors, including your credit score, income, debt-to-income ratio, and the age and value of the vehicle. People Driven Credit Union will typically fund a percentage of the vehicle’s...
Continue ReadingWhat recreational vehicles does PDCU finance?
People Driven Credit Union finances a wide range of recreational vehicles, including motorhomes, campers, boats, motorcycles, ATVs, and snowmobiles. Types of recreational vehicles we finance Eligible recreational vehicle financing may include...
Continue ReadingHow do I check the status of my loan application?
To check the status of your loan application, contact People Driven Credit Union at 248-263-4100 during business hours or reach out to your assigned loan specialist if you have their contact information. Be ready to verify your identity and share details...
Continue ReadingDo you offer ‘skip a payment’?
Yes. People Driven Credit Union offers a Skip A Payment option for eligible loans during qualifying periods. If you qualify, you may be able to skip one loan payment per calendar year for a $35 processing fee. Who may qualify To be eligible, you must...
Continue ReadingHow do I make a loan Payment?
PDCU offers options for making your loan payment: Online Banking (MyPDCU Portal & Mobile App) Step 1: Log into the MyPDCU Online Portal or the MyPDCU mobile app. Step 2: Select ‘Transfers.’ Step 3: Choose the account from which you want...
Continue ReadingWhat is People Driven CU’s routing number?
People Driven Credit Union’s routing number is 272484988. You may need this routing number to set up direct deposit, schedule automatic payments, make ACH transfers, or link your People Driven Credit Union account to another financial...
Continue ReadingWhat is GAP Insurance?
Guaranteed Asset Protection Advantage (GAP) is an optional, non-insurance loan protection product that helps waive the difference between your insurance settlement and your remaining loan balance if your vehicle is declared a total loss. It may also...
Continue ReadingHow do I get GAP Insurance?
You can request GAP Insurance when you apply for and close an eligible vehicle loan with People Driven Credit Union. To get started, let your loan specialist know you want to add GAP coverage before your loan documents are finalized. How to add GAP...
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