FAQ Category: Vehicle
How much can I borrow for an auto loan?
The amount you can borrow depends on several factors, including your credit score, income, debt-to-income ratio, and the age and value of the vehicle. People Driven Credit Union will typically fund a percentage of the vehicle’s...
Continue ReadingWhat recreational vehicles does PDCU finance?
People Driven finances motor homes, campers, boats, motorcycles, ATVs, and snowmobiles! Many members ask what recreational vehicles PDCU finances when planning their next adventure on the road, on the water, or on the trail. Recreational Vehicles We...
Continue ReadingHow do I check the status of my loan application?
How do I check my loan application status at People Driven Credit Union? You can check your loan application status by contacting People Driven Credit Union or your assigned loan specialist. Many members ask how do I check my loan application status...
Continue ReadingDo you offer ‘skip a payment’?
People Driven Credit Union may offer skip-a-payment opportunities during eligible periods and for qualifying loans. Skip a Payment Requirements You must be in good standing with all loans current. The $35 fee must be available in your checking or...
Continue ReadingHow do I make a loan Payment?
PDCU offers options for making your loan payment: Online Banking (MyPDCU Portal & Mobile App) Step 1: Log into the MyPDCU Online Portal or the MyPDCU mobile app. Step 2: Select ‘Transfers.’ Step 3: Choose the account from which you want...
Continue ReadingWhat is People Driven CU’s routing number?
People Driven Credit Union’s routing number is 272484988. You may need this routing number to set up direct deposit, schedule automatic payments, make ACH transfers, or link your People Driven Credit Union account to another financial...
Continue ReadingWhat is GAP Insurance?
Guaranteed Asset Protection Advantage (GAP) is an optional, non-insurance loan protection product that helps waive the difference between your insurance settlement and your remaining loan balance if your vehicle is declared a total loss. It may also...
Continue ReadingHow do I get GAP Insurance?
Quick answer: You can request GAP Insurance when you apply for or close an eligible vehicle loan with People Driven Credit Union. How do I get GAP Insurance? Apply for an eligible vehicle loan with PDCU. Ask your loan specialist to add...
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