FAQ Category: Other
What is the Score Simulator Tool?
MyPDCU Score Simulator is an interactive tool that allows People Driven Credit Union members to see how hypothetical actions may affect their credit score, including paying off a credit card balance or applying for a loan. For example, when checking...
Continue ReadingWhat is the MyPDCU Credit Report?
MyPDCU Credit Report provides People Driven Credit Union members with all the information they would find on a credit file, including a list of current or previous loans, accounts, and credit inquiries. Members can see details on their payment history,...
Continue ReadingWhat is MyPDCU Credit Score?
MyPDCU Credit Score is a comprehensive platform that provides Members free and ongoing access to their latest credit scores and reports, real-time credit monitoring, and savings opportunities on existing and new loans and credit cards – all through...
Continue ReadingIs There a Fee to Use MyPDCU Credit Score & Score Simulator?
No. MyPDCU Credit Score & Score Simulator is entirely free for People Driven Credit Union members, and no credit card information is required to...
Continue ReadingIs my money safe in a Money Market Savings Account?
People Driven Credit Union Money Market Savings Accounts are insured to at least $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States...
Continue ReadingWhat is a Money Market Savings Account?
A Money Market Savings Account is a type of savings account that typically offers higher interest rates compared to traditional savings accounts. It often requires a higher minimum balance and may provide limited check-writing...
Continue ReadingWhat is Community Alliance Credit Union’s (CACU) routing number?
Community Alliance Credit Union’s routing number was #272477885. In 2023, People Driven Credit Union (PDCU) merged with Community Alliance Credit Union, formerly located at 37401 Plymouth Rd, Livonia, MI 48150. Former CACU members should now use...
Continue ReadingHow do I use a Contactless Card?
Using your People Driven Credit Union contactless debit card is quick, secure, and touch-free. Look for the contactless symbol (represented by a sideways Wi-Fi icon) at checkout. Then: Tap your card on the payment terminal where you see the...
Continue ReadingHow to add a debit card to Apple® Pay.
Add a debit card [video width="250" height="540" mp4="https://www.peopledrivencu.org/wp-content/uploads/2021/03/Debit-card-apple-pay-small-1.mp4"][/video] In Wallet, tap . You may be asked to sign in with your Apple ID. Add a new...
Continue ReadingHow do I report suspicious transactions?
3 steps to take if your debit card was hacked Keep a close eye on your account activity and report suspicious transactions immediately using this form. The sooner you tell us about any unauthorized debits or charges, the better off you’ll be. 1....
Continue ReadingHow Can I Qualify for a Mortgage Skip Pay?
To request a skip-a-pay on a People Driven Credit Union mortgage, please get in touch with your mortgage processor, who is currently servicing the mortgage payments. If your mortgage application was processed by: Member First Mortgage call (866)...
Continue ReadingHow do I contact People Driven Credit Union?
Contact...
Continue ReadingLoan Questions
Who do I contact about signing a loan that is in process? If you are already working with a Lending Specialist, they can walk you through signing your documents electronically. This can be done from within online banking. You can also reach out to us...
Continue ReadingDebit / Credit Card Questions
Who do I contact about card disputes and fraud? Please call our Member Center at (248) 263-4100 and speak with a team member to dispute any charges or report fraudulent activity. How do I get a replacement debit or credit card? Call us at (248)...
Continue ReadingWiring Instructions
For wiring funds to a People Driven Credit Union account: Wire to: Alloya Corporate Federal Credit Union 26555 Evergreen Southfield, MI 48076 ABA number: 2724-78075 Credit: People Driven Credit Union 24333 Lahser Southfield, MI...
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