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FAQ Category: Other


How to request assistance with a loan

To request assistance with a loan that is in process, contact your Lending Specialist or call our team at 248-263-4100. Many members ask who I contact about signing a loan that is in process when their loan is ready for final paperwork. Who do I...

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Payment Questions

Rest assured, we’re in this together and here for you. Many members ask what I should do if I’m financially impacted by a layoff and may be unable to make my loan payments when facing temporary hardship. What should I do if I can’t make my loan...

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Debit, Credit Card Questions

How do I report card disputes and fraud, or get a replacement card at People Driven Credit Union? Call our Member Center at 248-263-4100 to report card disputes, fraud, or to request a replacement debit or credit card. If you have Debit Card Questions,...

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Wiring Instructions

Wiring instructions for wiring funds to a People Driven Credit Union account: Wire to: Alloya Corporate Federal Credit Union 184 Shuman Blvd Suite 400 Naperville, IL 60563 ABA/Routing Number: 271 987 635 Credit: People...

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Save to Win Certificate Rules

What are the Save to Win Certificate Rules at People Driven Credit Union? Save to Win rewards you for saving with chances to win cash prizes. Many members ask what the Save to Win Certificate Rules are because they want to understand exactly how...

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What is an IRA Certificate of Deposit?

An IRA Certificate of Deposit is a retirement savings account that combines the tax advantages of an Individual Retirement Account with the fixed rate and set term of a Certificate of Deposit. It can be a good option if you want predictable growth and a...

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Is there a fee for using Bill Pay?

Bill Pay is free to use for standard payments through People Driven Credit Union. Fees may apply only if you choose a rush payment or a gift payment, and any added cost will be shown before you submit the payment. How Bill Pay works You can use Bill...

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What is a Line of Credit?

A line of credit is a type of revolving loan that lets you borrow money up to an approved limit, repay what you use, and borrow again as long as the account remains open and in good standing. Unlike a traditional installment loan, you do not receive the...

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How do I make a mobile deposit?

To make a mobile deposit, log in to the MyPDCU app or online banking and select “Deposit.” Enter the check amount, choose the account where you want the deposit to go, and follow the prompts to capture clear images of the front and back of the...

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How Do I Set Up E-Alerts?

You can set up e-alerts in People Driven Credit Union online banking to receive account notifications by text message, email, or both. There is no fee from PDCU to use e-alerts, although standard text message rates may apply. How to set up...

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