FAQ Category: Other
How do I sign up for EStatements?
You can sign up for eStatements through People Driven Credit Union online banking. Once you enroll, you can view your statements digitally instead of receiving paper statements by mail. How to sign up Log in to online banking, go to your statement or...
Continue ReadingHow do I check the status of my loan application?
To check the status of your loan application, contact People Driven Credit Union at 248-263-4100 during business hours or reach out to your assigned loan specialist if you have their contact information. Be ready to verify your identity and share details...
Continue ReadingDoes People Driven offer financial counseling?
Yes, we are proud to offer financial counseling resources through trusted partner services. What support is available Debt and credit counseling guidance Budgeting and financial wellness resources Education-focused support for better...
Continue ReadingDo you offer ‘skip a payment’?
Yes. People Driven Credit Union offers a Skip A Payment option for eligible loans during qualifying periods. If you qualify, you may be able to skip one loan payment per calendar year for a $35 processing fee. Who may qualify To be eligible, you must...
Continue ReadingHow do I make a loan Payment?
PDCU offers options for making your loan payment: Online Banking (MyPDCU Portal & Mobile App) Step 1: Log into the MyPDCU Online Portal or the MyPDCU mobile app. Step 2: Select ‘Transfers.’ Step 3: Choose the account from which you want...
Continue ReadingHow do I avoid overdrafts?
You can help avoid overdrafts by monitoring your available balance, setting account alerts, reviewing pending transactions, and choosing the overdraft option that best fits your needs. Set account alerts Use the MyPDCU app or online banking to set...
Continue ReadingHow do I order checks?
Order Checks in the Online Banking Portal Log in to online banking at my.peopledrivencu.org. Click on your checking account. Scroll about halfway down the page to find the “Check Reorder” link. Click it and follow the prompts to complete your...
Continue ReadingWhat type of checking account does People Driven Credit Union offer?
Checking account offers at PDCU Every day, checking for deposits, payments, and debit card use Digital access through online and mobile banking Member support for account setup, card services, and account questions You get a free Visa Debit...
Continue ReadingIs there a limit to how many times I can withdraw/transfer our of my Money Market account?
There are no transfer or withdrawal limits on your PDCU Money Market Account. You transfer funds online or through the app anytime. You withdraw money at any branch or ATM as often as you want. You write checks directly from the...
Continue ReadingDoes People Driven Credit Union offer business accounts?
Yes! Business accounts are available at People Driven Credit Union: Earn interest on your business checking account. Maximize earnings with high-yield money market accounts. Finance growth with flexible business loans and lines of credit. ...
Continue ReadingHow do I close my account?
Quick answer: You close your PDCU account by contacting us directly. We verify your identity. We also check any remaining balances or pending transactions. How to close your account Call us (248) 263-4100 or visit a branch. Confirm your current...
Continue ReadingWhat is People Driven CU’s routing number?
People Driven Credit Union’s routing number is 272484988. You may need this routing number to set up direct deposit, schedule automatic payments, make ACH transfers, or link your People Driven Credit Union account to another financial...
Continue ReadingWhere do I find my PDCU member number?
You can find your PDCU member number in online banking, on your account documents or monthly statements, or on your physical membership card. Where to look If you are signed in to digital banking, check your profile or account details. You may also...
Continue ReadingWhat is GAP Insurance?
Guaranteed Asset Protection Advantage (GAP) is an optional, non-insurance loan protection product that helps waive the difference between your insurance settlement and your remaining loan balance if your vehicle is declared a total loss. It may also...
Continue ReadingHow do I get GAP Insurance?
You can request GAP Insurance when you apply for and close an eligible vehicle loan with People Driven Credit Union. To get started, let your loan specialist know you want to add GAP coverage before your loan documents are finalized. How to add GAP...
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